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Equifax Data Breach Settlement: What You Should Know

In September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Under a settlement filed today, Equifax agreed to spend up to $425 million to help people affected by the data breach. If you were affected by the Equifax breach, here’s what you need to know about the settlement. If you were affected by the breach, you may be eligible for benefits.

Medicare does not give out DNA kits

Here’s one that goes to show just how creative scammers can be. The FTC is getting reports that callers claiming to be from Medicare are asking people for their Medicare numbers, Social Security numbers, and other personal information…in exchange for DNA testing kits. The callers might say the test is a free way to get early diagnoses for diseases like cancer, or just that it’s a free test, so why not take it? But the truth is, Medicare does not market DNA testing kits to the general public.

Mystery shop ’til you drop? Not so fast

Who wouldn’t love getting paid to shop and dine at cool places and then review them? Whether you’re a student looking for a summer job or someone wanting to start a side or full-time business, mystery shopping sounds like an exciting option. But while some mystery shopping opportunities are legitimate, many are scams that rob you, not pay you.

Blog Topics: 
Jobs & Making Money

FTC shuts down student loan debt relief scheme

It’s a staggering number. More than 42 million Americans owe a total of nearly $1.5 trillion in student loan debt. It’s no wonder people look for help. But not all help is legit. Scammers are targeting borrowers with student loan debt relief schemes that can actually make things worse.

Blog Topics: 
Money & Credit

Outlet shopping: The deal is in the details

For many of us, it just wouldn’t be a summer beach vacation without shopping at the local outlet mall. Over the years, we’ve picked up a few tips for outlet shopping.

Blog Topics: 
Money & Credit

Who’s pretending to be the government now?

You’ve gotten the calls: from Social Security. Or the IRS. Or Medicare. Or any number of other agencies. Except: as soon as the caller threatens you or demands that you pay them with a gift card or by wiring money, you know. It’s a scam. Even if caller ID tells you otherwise – that’s not the government calling.

Blog Topics: 
Money & Credit

FTC and partners tell robocallers to call it quits

Tired of robocalls? So are we. Today the FTC and state and federal partners announced Operation Call it Quits, an effort to go after robocallers. As part of the announcement, the FTC has new videos, infographics, and articles you can watch, read, and share at ftc.gov/calls.

Military Consumer Month

There are no “quick fixes” to clean up your credit

If you’re trying to clean up your credit, you’ll come across plenty of companies offering an easy fix. But any company promising instant results for a price is likely a scam.

Blog Topics: 
Money & Credit

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