The FTC’s Debt Collection Hall of Shame has some new inductees

Exceptionally talented sports legends, musicians, and actors all have something in common – halls of fame. At the other end of the spectrum are banned debt collectors. They, too, get special recognition… in the FTC’s hall of shame.

A year ago, the FTC first issued its list of banned debt collectors – individuals and companies whose behavior was so egregious that courts have banned them permanently from participating in the debt collection business. In February 2015, the FTC’s Hall of Shame contained 63 inductees; there are now more than 100.

Several recent inductees were recognized for their dishonorable deeds during Operation Collection Protection — the first coordinated federal-state enforcement initiative targeting deceptive and abusive debt collection practices. Those dis-honorees are: Broadway Global Master Inc., K.I.P., LLC (Payday Loan Recovery Group), National Check Registry, LLC  and Premier Debt Acquisitions, LLC.

Are you being contacted by a debt collector? It’s important to understand your rights. And if you think a collector has violated those rights, the FTC wants to hear about it. Your complaints give us leads to follow, and may stop a collector from mistreating someone else. Got a minute? Watch our short video about dealing with debt collectors.

Blog Topics: 
Money & Credit

Comments

shellpoint mortgage servicing is a debt collector but when I paid the loan off they did not do a proper mortgage release and now I am having a hell of a time trying to straighten it out. they got their money and don't care that I can never sell or refinance my home

You can submit a complaint about a mortgage servicer to the Consumer Financial Protection Bureau.

Please Shut Down Machol & Johannes Collection Attorney's in Denver CO,they repeatedly violate the FDCPA collecting old debts past the statute of limitations and putting the debts on the Credit report as brand new, they have been sued for violation of the FDCPA but remain in business and have now expanded to other states

You can file a complaint with the FTC at ftc.gov/complaint. The details you give will go into a database that law enforcement uses for investigations.

The messages you post here on the blog don't go into the database.

You can file a complaint??? If only 1 in 10 Americans filed a complaint with your agency you couldn't handle it.. The FTC can't handle it now. Your agency is not only ineffective in identifying, arresting, and prosecuting these people.. Your agency has once again allowed AT&T to become a monopoly.. Doesn't your agency cover Anti-Trust and supposed to protect consumers from companies becoming monopolies.. Save your breath I already know the answer. Consumers have had enough and the FTC like the FDA is a missionless agency led by the wealthy and the lobbyist.

I will be filling a complaint as well as taking a class action lawsuit against them. Now, if only we could get everyone of board with that lawsuit. That might do some damage. They are tyrants and practice fraudulently.

Holy Cow, My friend was in tears because his bank account has been seized because of something that happened years ago. Looking at the 'Writ of Execution' granted by Defualt Judgement and with an address for my friend that he said he hadn't lived there for more than 10 years, the plaintiff is 'The City and County of Denver' and the lawfirm is Machol & Johannes, LLC. So my friend explained he didn't know of any judgement or lawsuit and the first he heard of it was today. Trust me, my friend is very easy to find and something smells rotten.

Your friend could contact the clerk court that is listed on the papers to get information about the case. If he wants to talk to a lawyer about this, he can use this this state-by-state list from the American Bar Association or visit this site from the State Bar Associations or look at this information about legal aid.

FTC, you missed 2 more inductees that should be on your list. Discover Bank & it's partner Smith,Debnam,... These 2 businesses have threatened,bullied,intimidated,and harassed U.S.citizens and U.S. consumers. They use the legal system to get away with it because counties collect the money that Discover Bank & Smith, Debnam,... give to the courts. Is this Justice or Just us when it comes to Discover Bank & Smith,Debnam,..?

If you want to inform law enforcement agencies about problems with a debt collector, please go to ftc.gov/complaint and provide as many details as you can. The information you give will go into a database that law enforcement nationwide uses for investigations.

However, blog comments do not go into the database.

You can also file a complaint with the Consumer Financial Protection Bureau and your state and local consumer protection agencies.

So happy to have this information.

Would it be possible to add a column to the Hall of Shame list with the name of the state or states they were/are operating in?

If you have a question about a certain person or company, you can check the list of banned debt collectors. It shows the name of the person or company and case information.

you do all these things investigations etc. and yet I still get calls from all these companies when they come back under a different name and back in business. I still get calls from Rachel card holder service

My new action that seems to be working is to keep them on the phone as long as possible and asking as many questions with delays. Ultimately they hang up and this seems to be reducing the calls.

my new way of handling them is to say,"hold on, I need to turn on the recorder." Usually they say what? I repeat and they hang up.

Does it do any good just to list the company names? Don't the bad guys just form a new LLC/corporation, etc., and start doing business under the new name?

Thank you very much for this information. I am constantly bothered by bill collectors for the couple that use to have my current phone number. I got this number 2 years ago and I have had calls day after day for the irresponsible former phone number people....disgusting.

Victim of Predatory lending

Opposing Counsel doesn't adhere to Federally. MANDATED COURT RULES. THEY WONT SETTLE OUR FAMILYs Claim

Senators Lawyers CFPA WORKING CASE But was instructed to repost to Your division as well They do what they want to do to IN COURT large Firm that Has a different Lawyer show up in front of JUDGE saying they don't know case They try to Change lenders and say they need time They had almost 4 yrs

And My layer worked Venumaslly working My.case And 100 of FRAUD PROVED TO COURT I NEED PIERCE STOPPED PENALTIES AND DAMAGES OWED TO ME AND MY FAMILY AND LAWYER I can't take it anymore Need HELP THANK YOU !!! Didn't include.email in last complaint #        Pd My.lawyer over 20 K on #SS and in Constant pain .Need surgery But need to settle first

Sandy,  If you want to report this problem to the FTC, please go to ftc.gov/complaint. Put all the details into your complaint.

When you put comments here, they don't go into the database that law enforcement uses for investigations. You have to put the details in at ftc.gov/complaint.

Thank you so much for recognizing this horrible business that's perpetuating across the U.S. I get calls all the time from phone numbers I don't know who are committing fraud by trying to intimidate me by saying their from some government collection agency. I even get threatening emails. These businesses have already found a way to go around the law and now they have threatening robo calls. So thank you again FTC for working to get these fraudulent business closed. I can only hope the fine is severe enough to keep them from going back into business under another name. God bless and thanks for the great work!

Yes they should ban them

When I click Facebook it should forward the current article rather than send to your main page. None of my friends sign up for your notices but if I could Facebook some articles their particularly interested in, maybe they would.

Yes, the Facebook logo links to the FTC's Facebook page. If you want to share this article you can copy the URL of the blog post and paste it into a Facebook status update to share it. The URL for this article is https://www.consumer.ftc.gov/blog/ftcs-debt-collection-hall-shame-has-so.... You can also encourage your friends to subscribe so they will get scam updates too.

You should also go after Pressler &Pressler. They are a third party debt collector and use "Midland Funding" often. They are the worst ever!!! I hear horror sories worse than my own about these scheisters!

Look forward to more news that will help keep American families from being cheated !

what about the ads on tv about settlement payment are they legal yes or no ?

Get Rid of all (LLC.) Corporations, then America is out of debt!!

I have few debt collectors harassing me! What do I do?

This FTC article explains your rights when dealing with debt collectors. The Fair Debt Collection Practices Act sets limits on what a debt collector can do.

Thanks for all your hard work. I'm sure that everyone who has read this article feels that way. Way to go and keep at it.

Thanks for the information.

I live in Las Vegas, NV and have seen a lot of scams on loans, schools, jobs in Vegas. It has been an aim of mine to try to get folks interested in your alerts so they or their friends won't get the shaft like so many others have in our Las Vegas area.

I just got a very rude phone call from Legal One Associates asking to settle the case of a Pay Day loan for 1,200. today other way my drivers license was going to be suspended and my wages be taken. I am so tired of all these leashes, I live in Las Vegas too. What can I do to defend myself. I gave this horrible woman 200. today but, she wants me to pay 200. more every other week. Please advise.

If you owe the debt the person called about, you could contact your lender and ask about your account. You can ask the lender if it really called you, or hired a company to call you. Ask how to be sure that your payments are going to the lender so you can reduce your debt.

If you don't owe the debt the caller was talking about, the caller might be a fake debt collector. A fake collector may  have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

  • wants you to pay a loan you don't recognize
  • won't give you a mailing address or phone number
  • asks for personal or financial information
  • pressures you and tries to scare you, by threatening to have you arrested, or saying he'll take your license or paycheck.

Read about fake debt collectors for ideas on what to do.

How do I get help in repairing my name and getting back my credit/assets/home/life. A law firm for my bank has taken my real property without serving me papers. They denied my right in the paper work when I enquired about a court case which they got a commissioners deed without my signiture. I have a writ of execution but I never have been infrom of a judge for a judjement. So how do I defend and keep everyone out if my assets and shouldn't I be infirmed of the ownership in them. It confusing acomedations would help with my disability in comprehension skills.

If you need to find a lawyer to help you, you could use this state-by-state list from the American Bar Association,  or go to the site for the State Bar Associations.

If a business treated you unfairly, you can report to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

You could contact the agency that helps people with disabilities in your state. Go to the federal government's usa.gov page. In the space that lets you type what to search, type the name of your state and the word 'disability.' For example, if you live in Virginia, type 'Virginia disability.' Press enter, and then you'll see a list of agencies in your state that help people with disabilities.

Another Scan that is proliferating is the Cyberscam on Facebook. People get on your page and post a "friend" request. Just yesterday, I friended 3 people I did not recognize and I friended them on impulse I guess. These men then "messaged" me by phone...the messagae just pops up while a person is on the computer...I was suspicious so I did reply...watched as they typed, scrutinized their patterns of writing, what they said, and immediately knew Africa was invading. I baited them, to see what they REALLY WERE GETTING AT and sure enough. One pretended to be a Minister...then (after reading my postings on my facebook began trying to pull me into their webs---well, I caught three of them yesterday (Tuesday) and one became extremely angry with me "Saying "I OWED HIM MONEY/AND HE WOULD MAKE ME PAY."Well, I not only blocked them but I reported abuse and wrote an email to the creator of Facebook and informed him of what happened. People have to be very very astute and aware. These people target attractive older people, and some women are so lonely and desperate, they actually fall for it. What they really want is for the woman to pay their way over to the US---this done by almost immediately declaring their mad love for you. 1st red flag. 2nd-taking information from your Facebook so you think they really are connected with you. The Man posing as a Minister actually had the nerve to re-post his "friend" request, after I blocked him and showed up on my "friend request" sitting at the same table, same picture, except he had on a BLACK TEE SHIRT IN THE EVENING whereas in the picture from the morning, he had had a WHITE TEE SHIRT ON, BUT THE FACE WAS EXACTLY THE SAME. I immediately reported it as abuse again, then went on face book, described these men and sent out an ALERT-Posted it to the Public---warning everyone about these three men and describing in detail what their scams were. Anyone who mentions your sending money by Western Union to any other country...These cases were all from Africa-one from Lago Africa, two from Ghana. They are slick, deceptive and usually divorced and lonely, or asking you to "sow a seed...and you will be blessed many times over...No one should ever send money to any charity, orphanage, company by Western Union or through Wal-Mart. NEVER! Some how we have got to get these people to be aware of SCAMMERS---Nigerians are notorious for these scams. I know this because my Father-in-law is the Chief of the Aboh Village in Nigeria and when my son-in-law spent time with him in Africa, his father warned him-keenly-about the scams the people run and he is ashamed of his people for doing this. BUT, HE SAID BE VERY VERY CAREFUL. GOOD ADVICE TO EVERYONE ON FACEBOOK. RIGHT? Another give away is they will avoid answering direct questions, they take excessive time in replying to what you type (because they are trying to figure out what to say to you) and their language is broken, not eloquent english, if intelligible at all. They misuse their tenses, but primarily, it is the lenthy pauses between their replies to you and NEVER answering your questions DIRECTLY. It's always just OK. They will not give out personal information about themselves. PLEASE WARN OTHERS IN YOUR ALERTS. THANK YOU SO VERY MUCH. I LOVE GETTING YOUR NOTIFICATIONS. YOU ARE GREAT. I share them with my family and friends. And I have made a file of them to refer to. so I make copies of your notifications. Keep up the good fight.

Do you think these scammers post as well know musicians too?? On fb?

Great info! Always helpful and informative!

Got call with email following advising that my SSN was going to be put on hold by the Federal Government this was in an email also I had told them my ID was stolen and I reported it to the Sheriffs departmnwent in City of Indursty

Thanks you very much. ....

1-844-501-4817 calls all the times,They said trere going to get a atty. after for $450.00 tHERE CODE IS 3854695 !

They've been calling me recently. I've told them 2x to take me to court but they just keep calling me. I've never gotten a payday loan from them or any other company!!!

What about Portfolio Recovery who lies on your credit report as if a three year old charged off debt is reported as a new debt in 2016 even though there were no agreements or payments made to them.

This FTC article has tips on how to dispute an item on your credit report if you think it is wrong.

My debt settlement got money from me for a debt the end of 2012 and nothing has been done to get my money,$5700.00 Jackson,Hunter Morris and Knight are criters and the USPS closed them up and I don't know what they did with my money and others. I have contacted the FTC and get no response.

In 2013, the FTC reached a settlement with Jeremy Nelson and four companies he controlled. One of the companies Nelson controlled was called Jackson, Hunter, Morris and Knight. The company told people it would help them with debt relief, but it didn't help most of the people who paid for help.

When the case was settled, there was a court order for Nelson to pay $4.6 million, but Nelson didn't have that much money. Nelson turned over some money and investment accounts to the FTC.

Under the settlement, Nelson is banned from selling debt relief services, telemarketing, and making robocalls.

I need to handle these clowns at 844-305-0530 threatening to serve me civil papers. These clowns at 469-899-5323 said they're going to get me for bank fraud.

Our Government should bve more protective of its citezens.They have the means to play hardball wth these dirtbags. Treat them as though it was one of their own tha were being scammed and harrassed. A Judge ,Senator, Congressman etc. We all know what would happen if the Predidents name was even mentioned in a threatening way. These people would be dive-bombed by NSA,CIA,FBI and all that bunch that protect the Important Folks. Couldn't they at least criminalize these crimes and take them to a court that treats criminals for what they are.They are depriving people of life, and a peaceful existance because the know the can just laugh when caught saying " well, boys will be boys"
Needless to say I am pretty angry as I write these words. I believe that more should be done to call a scumbag a scumbag and not a clever,creative being who has somehow gone astray. Thanks. Joe

I received $ from Africa it wasn't a scam I thought but then they wanted me to send almost all of it back to them to get the rest of my cash. I didn't do it.Now they have several alledged different winnings if mine to release some want $40 some say $90 none say $100.00 and I will get a western union daily of $5000.00 until I reciecieve a total of $1.7 million. Any ideas?

It is not wise to give your bank account number to someone you don't know. He might say he will put money into your account, but he can also take your money if he has your account number. 

Some scammers ask people to open a new bank account for them. The scammer will put money into the account, and ask the victim to send money out of the country. Maybe the scammer has stolen the money he puts into the account. Maybe he uses a fake check to 'deposit' money. When the victim takes money out, she could be helping to commit a crime.  

If someone says you won a prize, but you must first send money, don't do it. If you truly win a prize, you will get the prize without paying a fee.

Total scam. RUN!!!

Surprisingly enough, even Publisher's Clearing House is a big scam. I signed up for the thousands per week money contest for grins and played their games of the prize getting closer & closer is I just go back and andwer a few questions. I gave them no personal information though.
Finally, tiring of their endless pursuit of that great prize and being only "one step" away from winning three times, I unsubbed, which they make very difficult. Then their mails continued to come. Well, that raised a new game so I unsubed again, and then occe more for good measure. That was 2 1/2 months ago yesterday. The mailings from them come at the rate of two a day, and go to another email address I never gave them. Now I had proof they were spamming!
I reported each and every spam starting a week after my last unsub and continue to do so. I also treat them exactly as you should with spammers: I never even read their spams I just report each and every one I receive, each one copied to the FTC database. As a spamfighter of over a decade I've devised methods to report spam that only require three clicks total, so it's no skin off my nose. I use a script to automate this process.
Others should do the same as I do when they simply lead you on and never give any idea of how long it takes. Apparently it'll go on for months and months at least, on a daily basis.
When their spam finally stops, if ever, or when a full year has expired, I plan to put an "expose" on my own personal website for all to read. I've kept every spam they sent me and will post a full history of this interesting little side trip I've taken.

A company called Map Processing Solutions has been calling my home every day for the last 2 weeks looking for someone that does not live at my home. I told them every time they called to take my name and phone number out of their database. "Crystal" began asking me for my phone number so "she could remove it" from their system. I wasn't comfortable with giving her that additional piece of info. The number she called from was 866-514-9653. I have filed several complaints over the past 2 weeks so hopefully, this will stop soon.

Case No: 030316   Balance Amount: $995.44

Case File Transferred to USDC: - MAR2016 Dear Customer, We represent our client M/s CASH NET USA, SPEEDY CASH AND (formerly known as “M/s ACE SERVICES.), a company incorporated under the provisions of the Companies Act, 1940 having its registered office at WASHINGTON DC.

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, USDC has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN.

In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $995.44. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 75-85% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case. As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid: Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt. Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows: You accepted to return the funds from this aforementioned pending loan. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, USDC INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $995.44 to settle this case. To resolve this issue contact us at this email to get in touch with the representative. In case if you have already deposited the aforesaid claim, you are requested to forward us the relevant proof and ignore this notice.

Yours sincerely Collections & Legal Department USDC Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.Thank you for your co-operation.

I have received calls from a Madison Green, legal carrier, say that she has papers to serve me. With the intent to appear, but they have instructioned her to give me a curiosity call first. And to call this phone number 877 423 6702 before April 5, 2016 because that's when she schedule to serve me at my place of employment or resident.then gives me a claim number 156515. 2 days later calls again this time she didn't have time to serve me on the 5th, so I will be served on April 8th, 2016

I have received calls as well from the EXACT SAME NUMBER...877-423-6702 stating the same nonsense from a Michael Davis. I know how the courts handle their legal issues, but for those that do not, courts are not going to call to inform you they're sending something before they actually send anything; they just send the necessary information. I don't understand how they are allowed to operate LYING to illicit panic and fear. SCAMMERS!!!!

Collect Pros sent a bill for something I never ordered twice once for $34.00 for whom It was for I don't know it was paid because it was a relatively small amount, then Friday last week they sent another bill for $96.86.I called the company they claim to be collecting for, and they stated that I am not in their system and have no record of me at all and have never sent me a bill she also stated that they do not use collection agentcies expect under very extreme cases.

Upon the sale of a debt by an account owner and purchase of the debt by a collector, are they than allowed to increase the balance due at the time of the sale?

Around April 2015 Direct TV quoted me $70 for TV service bundle with internet but wanted to charge $120 and additional $120 to AT&T, plus some $400 installation. After I refused to pay each company, AT&T and Dirctv wanted some $400 for the cancellation.

Now I need a conforming loan and I am not able to obtain one because my credit average is 608 and I need an average credit of 640 or more for a conforming 30-year fix loan. What can I do? I know that Directv and AT&T will insist that I own the money, although the had to pay and lost in court because of these bundling false presentations all over the country and still have pending lawsuits because of this

You can ask to correct errors on your credit report.

Under the Fair Credit Reporting Act, both the credit reporting company and the company that gave information about you to a credit reporting company are responsible for correcting inaccurate or incomplete information in your report.

To take advantage of all your rights under this law, contact the credit reporting company and the information provider. This FTC article about disputing errors on credit report will help you.

I wish you'd do something about IC systems. They harass with calls and now they've started emailing! That can't be legal. I've filed multiple complaints about them, including one 10 minutes ago. They are a menace.

I was called by Techbulls, Las Vegas, NV that they worked for Microsoft and were cetified MS Technicians. They put porno on my screen saver, deleted my antivirus, and deleted all my personal Career paperwork that can't be replaced. They wanted $99.99 for their work. Of course, I denied the info at my bank but intend to collect damages. I want you to report this business so that others won't be scammed.

To report a problem with a company, go to FTC.gov/complaint. You can give details about what happened, and the information you provide will go into a database that law enforcement uses for investigations.

The comments you make here on the blog don't go into the law enforcement database.

I get more calls since registering on your do not call list.

I get more telemarketing calls since registering on your do not call list.

This number called my place of employment twice and left voicemail stating they were Molly Malloy and had a "notice to appear" they were going to serve me with at work or home . 1st call said by 5PM June 15th, 2nd call said 5PM June 14th. They told me to call them back 877-423-6702 with the claim # they left on the message. I came home and told my husband and he said it sounded like a scam and to report them.

I know now that someone can't just call you up and say if you don't take care of the matter within 2 days that they will be arresting you in your county. These people, one named Mitch Stone called both of my daughters with threatening messages about a debt of 300.00 from 2013. Left no company name or even what it was for.

I filed Chapter 7 in Feb/2016 and all debt was discharged. Mainly medical from Stage 3 BC. The number that came up when he called my daughters is 678-257-7270 and when I looked the number up on People Smart it is a GA number, but belongs to a Lovely Adkins in AZ. Makes no sense and there are more numbers associated with Lovely Adkins. 678-519-1114, 678-289-0616, and 770-258-9556. This is not the first rodeo with these scammers. I recently dealt with the "Bureau of Defrauders" and they still occasionally send me e-mails but I DO NOT open them and block them. I do not recall anything about 300.00, but I checked my credit report and there is nothing there about anything for 300.00, further, if I ever do speak to this Mitch Stone, I will most certainly ask for the validation letter.

I told my daughters to block that number, tell him not to call again, as I read they can only call 3rd parties ONCE and threaten him with the police himself!!!! Whoever said we have to be astute, you are absolutely correct. Thanks for the site! I also filed a complaint on your other site to get it in the database.

Thank you for reporting this to the FTC. It's good that you're on top of things and know you have a right to a validation letter, and that it's important to check your credit report.

My mother received a call from Mitch Stone asking for my father, when he found out he's been dead for awhile he said he was going to have my wife arrested for a debt..we contacted this guy and asked a flurry of questions all to which he had no answers and he got abusive when we asked for the information on a check that he said she comitted fraud with. We haven't had a checking account in nearly 5yrs but this guy had her social security number and my address, I've dealt with debt collectors and this felt more like a scam than anything, the first red flag was asking for my deceased father the second was the way he got extremely angry when the questions were turned on him and he didn't have the proper answers..the number he called from was 678-257-7270..

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