The FTC’s top 10 holiday shopping tips

Whether you’re shopping by phone, mail or online this holiday season, here are a few tips to help you shop wisely and save a few bucks, too.

  1. Make a list and a budget. Include incidentals, like cards, wrapping paper and eating out.
  2. Check out websites that compare prices for items sold online, and at stores in your area.
  3. Be aware that shopping apps can collect a lot of information, like your name, address, phone number, email, and Social Security number. Look for apps that tell you what they do with your data, and how they keep it secure.
  4. Check out product warranties. Although not required by law, warranties come with most major purchases.
  5. Don’t give out personal information for a chance to win the newest tech toy or a free gift card. Your information can be sold or used to commit identity theft.
  6. Look for rebates. Some can be redeemed at checkout, but most require you to send documentation to the manufacturer to get your rebate.
  7. When shopping online, keep copies of your order number, the refund and return policies, shipping costs and warranties.
  8. If money’s tight, consider layaway. You typically make a deposit and pay over time; the retailer holds the merchandise until you’ve paid for the item in full.
  9. Shipping to loved ones overseas? Check the U.S. Postal Service’s calendar for shipping deadlines.
  10. ‘Tis the season to be wary, especially of charities that don’t — or won’t — provide key information in writing. Search the name of the organization online. Use the words “complaints” or “scam.”

For more suggestions to help you get the most for your money, check out Shopping Tips.

Blog Topics: 
Money & Credit

Comments

Here's a tip. Late payments should be removed from your credit score as soon as pay them, after returning to work from a liver transplant. Instead your life is screwed for the next 10 years. Here's another tip, credit inquiries shouldn't be held against you. Here's the best tip get rid of the credit score. It's only purpose is to keep the people under government control. Democracy means freedom from government control.Its a lie. This government has nothing to do with freedom, every choice they make is based on control.

Awesome now I see that my past comment is under review, which means you control only what you want to be heard. Well hear this, whoever you are that' s reading these comments, you can probably do something that makes a difference, so have some integrity and do it.

This is crazy, its probably a computer that reads these comments.

Heads Up shoppers!

tHANK YOU ALL. i WANT TO WISH YOU A HAPPY THANKSGIVING TO ALL !

Leave a Comment

Comment Policy

Read Our Privacy Act Statement

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.