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Health & Fitness

The clock is ticking for open enrollment at Medicare.gov and Healthcare.gov

The Medicare Open Enrollment deadline of December 7, 2021 is fast approaching. If you’re on Medicare, now is the time to review your health and prescription drug coverage and compare it with other plans to make sure you have a plan that best meets your needs for 2022. Coverage changes take effect January 1, 2022.

Open enrollment for 2022 health plans in the Healthcare Marketplace continues through January 15, 2022, but if you want your coverage to start January 1, 2022, you need to enroll by December 15, 2021. If you enroll between December 16, 2021 and January 15, 2022, your coverage will start on February 1, 2022.

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Health & Fitness

How to spot and avoid common health scams

As a caregiver for a family member with special health needs, you know that shopping, making meals, or just regularly spending time with someone who can’t get out much can profoundly improve their quality of life. But being a caregiver is stressful, and scammers know that, too. In fact, dishonest companies will say almost anything to get you to buy their product or service.

Unsubstantiated COVID-19 treatment claims appear on social media platforms

Social media platforms have played a major role in conveying information about how to help stop the spread of COVID-19. But just because the information is running on a platform you use doesn’t mean it’s accurate or truthful. Before you act on a message you’ve seen or before you share it, ask — and answer — these critical questions.

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Health & Fitness

This open season, is that really the health insurance you’re looking for?

With the 2022 health insurance open enrollment season just around the corner (November 1 - December 15, 2021), now is the time to think about changes to your health coverage. But before you do, make sure any plan you’re considering actually gives you the coverage you seek. Dishonest companies sometimes market medical discount plans or health plans with limited insurance benefits, as comprehensive health insurance. And sometimes they just lie about the “health plans” they offer.

Nasal spray’s unsupported COVID-19 treatment claims are not up to snuff

Many of us would like to believe a marketer’s claims that an over-the-counter nasal spray can prevent or treat COVID-19. Luckily, the law sets a high standard of proof before a marketer can say its product can prevent, treat, or cure a serious disease. The law requires competent scientific evidence. In its latest case targeting fake COVID-19 cure claims, the FTC says that nasal spray maker Xlear, Inc., broke the law by promoting its saline sprays as effective treatments for COVID-19 without scientific proof.

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Health & Fitness

Avoid marketing scams during 2022 Medicare Open Enrollment

During Medicare’s Open Enrollment Period (OEP), which begins on October 15 and ends December 7, Medicare beneficiaries can choose the plans that are best for them for 2022. You can get help comparing Medicare plans from your local State Health Insurance Assistance Program (SHIP), available in each U.S. state, territory, and the District of Columbia. Private insurance companies administer, market, and sell Medicare Advantage (MA, Part C) and Medicare Prescription Drug Plans (Part D), so it’s important to understand your rights and some of the limits on marketing. That way you’ll be prepared if an insurance broker or agent tries to enroll you in a Medicare plan that isn’t right for you.

FTC warns diabetes treatment sellers: cease and desist with questionable claims

The FTC and FDA are calling out 10 companies that sell unapproved and misbranded drugs they claim will treat or cure diabetes. The companies sell dietary supplements, like capsules and shake drinks, online.

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Health & Fitness

Think stem cell therapy can treat your ailments? It may pay to think twice

People are living longer than ever before. As we age, it’s common to develop new aches, ailments, and illnesses — and then we often go online to learn about products and treatments to help maintain and improve our health. But a word to the wise: there’s a lot of false and misleading information out there, including what some promoters are saying about stem cell therapy. The truth is, stem cell products have not been shown to be safe or effective for most ailments, and could actually be harmful.

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Health & Fitness

Bought ReJuvenation pills? Get your money back

Last year, the FTC reached a settlement agreement with makers of ReJuvenation and sent refund checks to people who bought this so-called “anti-aging” pill that claimed to be a cure-all for ailments including cell damage, heart attack damage, brain damage, and deafness. If you bought ReJuvenation and haven’t already gotten a check, here’s what you should know.

Celebrate Pride by fighting fraud

Pride Month is all about getting out there, connecting, and showing support for the LGBTQ+ community. Here’s an idea: let’s also make it about helping the people you care about avoid scams.

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