At the Oscars, the best acceptance speeches are those with the story behind the thank you. Which is why, when we’re thanking all the legal services attorneys we get to work with, I’m going to tell you a few stories, rather than simply list the dozens of names.
In 2010, the FTC launched a Legal Services Collaboration: holding Common Ground conferences to bring together law enforcement and legal services; rethinking our consumer education to better serve legal services clients; talking regularly with our legal services colleagues – and getting their case referrals and help.
“The Federal Trade Commission works for America’s consumers in every community.” I’ve lost count of how many times I’ve said those words, or heard them from my colleagues – and that’s a good thing. Since fraud affects every community in our country, it bears repeating: the FTC works for your community.
You see the ads on TV, in the newspaper, and online. They push the benefits of a reverse mortgage for homeowners over 62: pay off your existing mortgage, supplement your income, pay for healthcare expenses, and more. But is a reverse mortgage right for you? That depends. While a reverse mortgage may increase your monthly income, it can put your retirement security at risk if you’re not careful.
I’m a fan of Tim Allen’s role as an accident-prone handyman on the 90’s hit TV comedy, Home Improvement. But in reality, hiring a good contractor isn’t something you just fall into. It helps to know the signs of a home improvement scam.
If you’re looking for Section 8 housing assistance, here’s something you need to know: scammers have made websites that look like registration sites for Section 8 waiting list lotteries. If you pay a fee or give your personal information, the scammers will take it. And you still won’t be on a real Section 8 waiting list. In fact, there is no fee to register for a Section 8 waiting list.
When is it uplifting to talk about obstacles to economic opportunities? When a room full of people at a joint conference of the NAACP and the FTC spend a day making the connections we all need to help overcome scams and exactly those obstacles in our communities.
What happens when you pay someone who says they’re going to help you, and they don’t? Well, in the case of HOPE Services, the FTC came calling.
Here’s the story: According to the FTC, a group of companies and individuals doing business as HOPE Services told consumers facing foreclosure they could get help from legitimate, government-backed programs, like Making Home Affordable — but only after they made three monthly trial payments into a so-called mortgage lender’s trust account.