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The FTC’s Highlights of 2019

We’re all facing unprecedented challenges now – and the FTC has been hard at work on the trail of many Coronavirus-related scams that are harming consumers. But the rest of the Commission’s work continues apace. For instance, last year the Commission returned more than $232 million in refunds to consumers across the country. Today, we’re taking a minute to take stock of some of the highlights from 2019.

Coronavirus and your mortgage

Because of the Coronavirus, many people are facing financial challenges, especially paying their mortgage. If you’re unable to make your mortgage payments, you could lose your home to foreclosure. Federal lenders and some private lenders are offering borrowers temporary help, like stopping or delaying foreclosure or modifying the mortgage. But these measures don’t apply to everyone. If you need help, research the options available to you for getting through these tough times. These tips can help:

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Homes & Mortgages

Welcome to NCPW 2020

Welcome to National Consumer Protection Week (NCPW) 2020. Today kicks off the 23rd year of one of the FTC’s biggest annual events. Whether you’re new to NCPW or a longtime participant, I hope you’ll take the opportunity to celebrate the local, state and federal consumer protection work being done year-round across the country.

Join us for NCPW 2020 on March 1-7!

National Consumer Protection Week (NCPW) is coming up next week, and we’d love for you to join us. NCPW is a time when the FTC joins with local, state and national partners to bring you information and advice on scams, identity theft, and other consumer protection issues.
Here’s a preview of some events you can join:

Get help dealing with 2020’s weather emergencies

So far, this year has seen devastating wildfires, earthquakes, tornadoes and flooding, crippling snow and ice storms. These kinds of severe weather and natural disasters can occur anywhere — sometimes with little warning. It’s one thing to prepare your family, pets, and property for these events. It’s another to protect your personal information and finances from scammers who use weather emergencies to cheat people.

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Homes & Mortgages

Have you ordered your NCPW materials yet?

March is right around the corner, and you know what that means….it’s almost time for National Consumer Protection Week (NCPW)! This year, NCPW is March 1-7, 2020. That’s just over a month away, so now’s the time to jump into planning.
NCPW is the time of year when government agencies, consumer protection groups, and people like YOU work together to help people understand their consumer rights and make well-informed decisions about money. Want to join in? Here are some ideas:

“Pass it On” at the holidays

Holidays often mean time with family and friends. If you’re looking for conversation starters that avoid tricky topics – like who should’ve won the World Series – why not chat about scams? Pass it On, an FTC education campaign, gives you new ways to talk about scams and how to prevent them.

Zurixx’s real estate investment scheme

These days, it seems like everyone wants to make money by flipping houses. There are companies out there promising to tell you how, but not all those promises are real. The most recent example is Zurixx, a real estate investment company sued by the FTC and the Utah Division of Consumer Protection (DCP).

Helping Hispanics avoid fraud

Hispanic Heritage Month (Sept 15 - Oct 15) is a time to celebrate the rich culture, heritage, and contributions of Hispanics. It is also a time to reflect on the FTC’s commitment to help Hispanic communities fight fraud.

Earlier this year, the FTC brought together key Hispanic leaders from national and local organizations for a robust roundtable discussion devoted to understanding the unique issues and concerns affecting their communities. Their message was simple: empower more Hispanics to fight fraud and scams. Hispanic Heritage Month is the perfect opportunity to do that. The FTC has a ton of sharable resources (including videos) to help spread the word about fraud and scams in English and Spanish.

Back to college: Renting a house or apartment

Are you heading back to college this fall? If so, you might be about to move in to your first-ever rental house or apartment. Here are some tips for first-time renters:

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Homes & Mortgages

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