Homes & Mortgages

Scam-proof your doorstep

Nowadays, you can encounter a scam artist just about anywhere — online, over the phone and even at your door. Here are a few ruses that might come a’ knocking, and tips to avoid getting taken.

Life happens…

What’s going on in your life today? Preparing to graduate? Have a changing family dynamic? Returning from military service? Or just moving into this country?

Big life changes seem to come frequently, and they don’t just impact your daily routine — they can affect your finances, too. Here are some ideas to help you land on your feet when you face a change.

I’d like to thank…

At the Oscars, the best acceptance speeches are those with the story behind the thank you. Which is why, when we’re thanking all the legal services attorneys we get to work with, I’m going to tell you a few stories, rather than simply list the dozens of names.

In 2010, the FTC launched a Legal Services Collaboration: holding Common Ground conferences to bring together law enforcement and legal services; rethinking our consumer education to better serve legal services clients; talking regularly with our legal services colleagues – and getting their case referrals and help.

The FTC works for your community

“The Federal Trade Commission works for America’s consumers in every community.” I’ve lost count of how many times I’ve said those words, or heard them from my colleagues – and that’s a good thing. Since fraud affects every community in our country, it bears repeating: the FTC works for your community.

Visit the FTC at NCLR in Missouri

If you’re in Kansas City, Missouri on July 11-14, come see the FTC at the annual National Council of La Raza conference.

Is a reverse mortgage right for you?

You see the ads on TV, in the newspaper, and online. They push the benefits of a reverse mortgage for homeowners over 62: pay off your existing mortgage, supplement your income, pay for healthcare expenses, and more. But is a reverse mortgage right for you? That depends. While a reverse mortgage may increase your monthly income, it can put your retirement security at risk if you’re not careful.

Blog Topics: 
Homes & Mortgages

Home improvement scams are no laughing matter

I’m a fan of Tim Allen’s role as an accident-prone handyman on the 90’s hit TV comedy, Home Improvement. But in reality, hiring a good contractor isn’t something you just fall into. It helps to know the signs of a home improvement scam.

Blog Topics: 
Homes & Mortgages

Section 8 scammers cheat people seeking housing

If you’re looking for Section 8 housing assistance, here’s something you need to know: scammers have made websites that look like registration sites for Section 8 waiting list lotteries. If you pay a fee or give your personal information, the scammers will take it. And you still won’t be on a real Section 8 waiting list. In fact, there is no fee to register for a Section 8 waiting list.

Blog Topics: 
Homes & Mortgages

The 411 on fraud in the 404

When is it uplifting to talk about obstacles to economic opportunities? When a room full of people at a joint conference of the NAACP and the FTC spend a day making the connections we all need to help overcome scams and exactly those obstacles in our communities.

Bogus foreclosure rescue relief offers false HOPE

What happens when you pay someone who says they’re going to help you, and they don’t? Well, in the case of HOPE Services, the FTC came calling.

Here’s the story: According to the FTC, a group of companies and individuals doing business as HOPE Services told consumers facing foreclosure they could get help from legitimate, government-backed programs, like Making Home Affordable —  but only after they made three monthly trial payments into a so-called mortgage lender’s trust account.

Blog Topics: 
Homes & Mortgages

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