You are here

Identity Theft

Equifax Data Breach Settlement: How to Claim Your Benefits

Earlier this week, we told you that roughly half the people in the country can get benefits under a settlement that the FTC and others reached with Equifax. Now, you can now find out if you were affected by the September 2017 breach and make your claim for benefits.

Equifax Data Breach Settlement: What You Should Know

In September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Under a settlement filed today, Equifax agreed to spend up to $425 million to help people affected by the data breach. If you were affected by the Equifax breach, here’s what you need to know about the settlement. If you were affected by the breach, you may be eligible for benefits.

Medicare does not give out DNA kits

Here’s one that goes to show just how creative scammers can be. The FTC is getting reports that callers claiming to be from Medicare are asking people for their Medicare numbers, Social Security numbers, and other personal information…in exchange for DNA testing kits. The callers might say the test is a free way to get early diagnoses for diseases like cancer, or just that it’s a free test, so why not take it? But the truth is, Medicare does not market DNA testing kits to the general public.

Make it a scam-free vacation

It’s almost summer! Right now, you probably have beaches on the brain or you’re thinking about that long-planned trip abroad. Before you head out, take steps to help keep your dream vacation from becoming a nightmare:

Financial tips for 2019 graduates

Congratulations students and parents! It won’t be long before young people across the country will put on their caps and gowns to celebrate their graduations. Many graduation speakers offer advice, some based on their own life experiences. The FTC has some practical advice to offer, too.

Blog Topics: 
Money & Credit

Protect yourself against Medicare scams

Still getting calls from people claiming to be from Medicare, asking for money or personal information? Watch this video about how you can protect yourself from Medicare scams:

New protections available for minors under 16

Young people now have more protection from identity theft and fraud, thanks to a new federal law that went into effect September 21st, 2018. The new law lets parents and child welfare representatives of people under 16, as well as legal guardians, request a security freeze, also called a credit freeze, on their behalf. Taking this step can help protect a young person from identity theft and fraud – and it’s free.

Phishing: Don’t take the bait

Phishing is when someone uses fake emails or texts – even phone calls – to get you to share valuable personal information, like account numbers, Social Security numbers, or your login IDs and passwords. Scammers use this information to steal your money, your identity, or both. The FTC’s new infographic, developed with the American Bankers Association Foundation, offers tips to help you recognize the bait, avoid the hook, and report phishing scams.

It’s National Consumer Protection Week 2019

Welcome to National Consumer Protection Week (NCPW) 2019. This marks 21 years of commemorating the important work that the FTC, state attorneys general offices and many community partner organizations do to protect consumers across the country.

NCPW is a time to help people understand their consumer rights and make well-informed decisions about their money. Our team at the FTC works hard to shut down scams and sue those who break the law. But one of our best tools to protect consumers is education.

You are a vital part of this effort. We need people like you, talking to those in your community about the issues that are affecting you. Whether it’s imposter scams, dealing with debt collection, or recovering from identity theft, the FTC has resources to help you start those conversations, and share important tips with your friends and family.

The top frauds of 2018

Every year, millions of you tell us – and our partners – about the frauds you spotted. Last year, we heard from 3 million of you, and here’s some of what we learned from your reports:

Blog Topics: 
Money & Credit

Pages