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Jobs & Making Money

What to know about paychecks

Getting your first paycheck is a big deal. But it also can be a surprise when you see your employer took out money for different taxes and benefits. Why does that happen? And is there anything you can do about it?

Read the new article about Your Paycheck at consumer.gov. It tells you what you need to know, in a plain and simple style.

Academics and scientists: Beware of predatory journal publishers

If you’re a scholar or scientist, you know the value of being published in an academic journal.  Unfortunately, some dishonest publishers also understand this — and have used it to profit from rather than promote legitimate advancements in research and academia.

In its lawsuit against OMICS Group — which operates hundreds of online journals in a variety of fields — the FTC says the company bombards people with emails soliciting articles, misrepresents the reputation of its publications, and doesn’t disclose that authors have to pay substantial fees — ranging from hundreds to thousands of dollars — to be published.

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Jobs & Making Money

How to spot a car wrap scam

Have you seen ads promising easy money if you shrink-wrap your car — with ads for brands like Monster Energy, Red Bull, or Pepsi? The “company” behind the ads says all you have to do is deposit a check, use part of it to pay a specified shrink-wrap vendor, and drive around like you normally would.

But don’t jump onto the bandwagon. It’s only easy money for the scammer who placed the ads.

Multi-level marketing: Questions to ask

Each year, many people join multi-level marketing plans – and many also leave. Because your time and money are valuable, it pays to do some research in advance. If you’re thinking about joining any multi-level marketing company, here are a few things to consider:

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Jobs & Making Money

A Restructured Herbalife

When the FTC settles with – or sues – a company, we’re often trying to stop illegal behavior, return lost money to people as often as we can, and generally make unfair things fair and deceptive things true. Today’s historic settlement with Herbalife goes one better:

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Jobs & Making Money

Twitter chats for the military community

July is Month of the Military Consumer – and FTC’s @MilConsumer is hosting a series of Twitter chats for servicemembers, veterans, and their families.

Jobs ads really a scheme to sell your info

You’re job hunting online and see a job ad for a well-known company. It’s on a site that says it pre-screens people for big employers, like banks, government agencies, and multinational companies. You apply and get a message asking you to schedule an interview.

Not so fast. The “interview” is really a call designed to get you to enroll in specific colleges or career training programs. That’s the story behind the FTC’s complaint against Gigats — also doing business as Expand, Inc., EducationMatch and Softrock, Inc. According to the FTC, instead of interviewing or prescreening people for employers, Gigats ran a deceptive scheme to generate sales leads for its clients.

Reentering society with consumer savvy

This is National Reentry Week, a time to recognize the work government agencies and others do to address the challenges facing formerly incarcerated people. Consumer knowledge helps with successful reentry, giving people the tools to better manage their finances, make informed buying decisions, and avoid scams.

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Jobs & Making Money

The FTC’s best of 2015

Here at the FTC, we spend most of our time working to protect your consumer rights and promote fair competition among companies. We conduct investigations, bring cases, give people tips and advice, help businesses comply with the law, and advocate for consumer-friendly policies around the world.

Every once in a while, we take a moment to measure our impact and consider what we’ve accomplished. That lets us explain our approach to people and companies that want to know, and helps us plan for the future.

In that spirit, today we released the FTC’s Annual Highlights for 2015.

Image of FTC's Annual highlights

When women are targeted for scams

It’s Women’s History Month, and here’s a look at the work we’ve done to shut down scammers who targeted women during the past few years.

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