There are many scammers who pretend to be government officials – from the IRS, Social Security, and even the FTC. The latest twist is an email from – supposedly – the Secretary of State. In the email, someone pretending to be Secretary Tillerson says you’re owed a payment – which he knows about because of an investigation by the FBI and CIA. The email goes on to say that you’ll get an ATM card with $1.85 million on it – and it even gives you the PIN code. But, to get the ATM card, you have to send in $320 and a bunch of information about you.

Since we told you it’s time to ask for your money back from Western Union’s settlement with the FTC, we’ve gotten some questions about who can make a claim, when, and how it works. Here are some answers.

When servicemembers think about a civilian career, they often consider getting more education – but they need trustworthy information to make good decisions. That’s why the FTC just announced a proposed settlement with Victory Media, alleging its school search tool promoted schools that paid the company, while claiming it gave independent advice.