When an ad suggests a product can improve your memory in 90 days, you might be tempted to buy it. But, if solid science doesn’t back these claims, forget about it.

If you’ve got a wireless network, your wireless router connects your computer and other devices to the internet. If it’s reasonably designed and configured, the router also is a gate that should prevent hackers from accessing your devices and data. Hackers have used unsecured internet-connected devices, like routers and cameras, to steal people’s data, spy on their activities, and even bring down important websites. So it’s pretty important that routers – key connections to the internet – are secured, right?

The FTC thinks so, which is why today we’re suing the makers and distributors of D-Link products, for failing to take reasonable steps to secure their routers and IP cameras.

Anyone old enough to remember The Jetsons knows how the futuristic family used their flying car or jetpack to get to their “smart home,” where people movers whisked the family from room to room, lights automatically switched on, food appeared at the touch of a button, and Rosie the robot maid cleaned up.

If you had a dollar for every New Year’s resolution you’ve broken, what would you do with all that money? If spending was your first thought, here’s a resolution that can help your money grow: create and use a budget in the new year. Start by taking these steps to make a budget.