Medicare imposters want to steal your money. Don’t let them.

Pop quiz: If someone calls you asking for your bank account number, should you give it to them?

Answer: Never. Hang up — it’s a scam.

We’ve heard about different kinds of imposter scams on the rise. In one scenario, scammers call, pretending to work for Medicare. They say they need to verify your bank account number — and it might sound convincing. Some callers may even know the first few numbers of your account, and say you just need to verify the rest. But if you fill in the blanks, you’re giving them access to your money — and their goal is to steal it. 

The callers may say they lost your information and need it to deposit funds, provide additional benefits, or send you a new Medicare or prescription card. They assure you there’s no charge, and act like it’s an urgent matter — that your benefits will be cut off if you don’t give them your bank account information right away.  

In truth, it’s all a trick to steal your money. Medicare will never call you and ask for your bank account information.

So the next time you get a call like this, here’s what to do:

  • Don’t give out your bank account number — or any part of your Social Security number.
  • Simply hang up the phone.
  • Report your experience at 1-877-FTC-HELP or Click on “Scams and Rip-offs,” and then “Imposter Scams.”
  • If you have questions about your Medicare benefits, call 1-800-MEDICARE.

Chances are, you know someone who could use a reminder on how to avoid these imposter scams. Pass on this blog post and share other consumer protection tips with your friends and family. 


we will not give any information about my bank account number.

I agree

You can also direct consumers to call the Senior Medicare Patrol (SMP) in their state. You can locate your statewide SMP at

There are also many scam/spam emails out there from "Medicare". Users beware of these as well.

Why is my Medicare # (on a card I'm supposed to carry at all times) the same as my S/S #? After all, numbers are FREE - they could assign ANY OTHER NUMBER to my Medicare account.

I don't carry my card with me. All you have to do is give them your social security number and the letter after. Give them your driver's license as proof that it's you. The government needs to change these numbers. Perhaps that's why there are so many scams.

I had three IRS telephone scams last week

I have gotten 6 calls (starts automated) and wants my first answer to be YES. I don't. So they come on the line and they tell me they are there to help me as I asked for Social Security and Medicare sign up assistance. I tell them I didn't and never call again, but they do. Reporting to DO NOT CALL has not stopped it at all. So BEWARE. Don't answer yes, or with your name. they want you to say your name or answer YES. DON'T! Say: "I never called you, don't call me again"

I think ppl has hacked my account

Thank you for the headsup. It good to have a reminder of how important it really is not to give out information!!


Leave a Comment

Comment Policy

Read Our Privacy Act Statement

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.