Medicare ‘Open Enrollment’ scams

The 2015 Medicare open enrollment period runs from October 15 to December 7. It’s the time when Medicare recipients can comparison shop and make changes to their plans. It’s also a time when scammers take advantage of older consumers with ruses like these: 

  • Someone calls and says you must join their prescription plan or you’ll lose your Medicare coverage. Don’t believe it. The Medicare prescription drug plan (also known as Medicare Part D) is voluntary and does not affect your Medicare coverage.
  • Someone calls or emails claiming they need your Medicare number to update your account, get you a new card, or send you Medicare benefit information. It’s a scam. If you need help with Medicare, call 1-800-MEDICARE or go to
  • Someone claiming to be a Medicare plan representative says they need “to confirm” your billing information by phone or online. Stop. It’s a scam. Plan representatives are not allowed to ask you for payment over the phone or online.
  • Dishonest companies may offer you free medical exams or supplies. Be wary. It may be a trick to get and misuse your personal information.

Whenever someone asks for your bank account number or your Medicare number, stop. Only give personal or financial information when you have verified who you’re talking to. Call 1-800-MEDICARE to make sure you’re talking to a legitimate representative.

If you believe you or some you know is a victim of Medicare fraud, report it to the U.S. Department of Health and Human Services. Call 1-800-447-8477 or visit

If you gave out personal information, call your banks, credit card providers, health insurance company, and credit reporting companies immediately. The FTC’s website has more information on health care scams and medical identity theft.

Need help deciding on a plan? For free personalized counseling services, contact your State Health Insurance Assistance Program at or call 1-877-839-2675.


Now lets look in to the High Cost of HEALTH Insurance

I need help with my medicare

For help with Medicare, call 1-800-MEDICARE or go to

Hi. Which aspect of your midicare are you having issues with?

Must read

Thank YOU for this valuable information. How are you disseminating to the abusers to seize and desist their practices braking the LAW, or else, what is the punishment to them????

Thanks for the info.

Foreign men and women call me everyday saying they are from Mdicare medical supplys trying to sell me Topical foot cream---for diabetics.I called Medicare fraud line about it about 2 weeks ago but the same people still call---I just hang up but they do ask for me by name.I never ordered foot cream in my life.They also said I could have diabetic supplies delivered to my door.I get mine at Walgreens----never order.Thank you Claudia.

I want to thank the FTC for helping me with our telemarketing problem at my landline phone, the calls have stopped almost completely. The only one that keeps trying to call is united water. Our water is paid through our rent. So united water shouldn't be calling us. When they do call the address they say is ours is unable to be understood because the automated piece or crap they use sucks and talks too fast. So if u can help with that thanks a lot.

I Hate those Mdicare people

Ive had people call about diabetic supply's and back braces. I asked who was paying for it and they hung up. I like having fun with them and wasting their time.

This happened to me! I am so glad I did not give my Medicare Number to the caller. They said I could get a free back brace. Then proceeded to ask too many questions wanting to know who my doctors were. Said they needed their names to get approval. I told them I did not need them to get me a back brace cause my doctor was going to do that and it was covered under my insurance. I made 3 errors! Gave them the names of my personal care doctors, my PT, and the names of my Orthopedic doctors. The attitude she had when I questioned why she needed that information was what revealed the scam. Totally nasty and unprofessional when I started to question her back. I reported the number recorded on my phone from her call to Medicare and they reported it to the FBI immediately. Medicare said they were proud I caught on before I released my Medicate number. Upon going to Google with their phone number I realized that the call was from Tuscon, Arizona, and not in Mt Pleasant, SC.

Wellcare called my 95 yr old mother who is deaf, although she hung up, we now have a letter thanking her for enrolling. Now what do we do?

If your mother doesn't want to be enrolled, you can contact the company's customer service department and explain that.

If you think a company has acted improperly, you can tell your state Attorney General’s office or report it to the Inspector General at Medicare (Call: 800-447-8477 or go to Report Fraud to report online.)

If your mother wants help choosing a Medicare plan, you can contact the State Health Insurance Program (SHIP) in your state. Counselors who work at the SHIPs answer questions about Medicare benefits and coverage. Go to this page to look up the SHIP in your state.

Is wellcare a real insurance company

You can contact your state's insurance commission to ask if a company is licensed to do business in your state.

How can I stop the eight or more companies calling me per day about my turning 65 and trying to sell me insurance. I have a call blocker and these companies are getting around it. I have had about 60 calls in the last few weeks!

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