Medicare ‘Open Enrollment’ scams

The 2015 Medicare open enrollment period runs from October 15 to December 7. It’s the time when Medicare recipients can comparison shop and make changes to their plans. It’s also a time when scammers take advantage of older consumers with ruses like these: 

  • Someone calls and says you must join their prescription plan or you’ll lose your Medicare coverage. Don’t believe it. The Medicare prescription drug plan (also known as Medicare Part D) is voluntary and does not affect your Medicare coverage.
  • Someone calls or emails claiming they need your Medicare number to update your account, get you a new card, or send you Medicare benefit information. It’s a scam. If you need help with Medicare, call 1-800-MEDICARE or go to medicare.gov.
  • Someone claiming to be a Medicare plan representative says they need “to confirm” your billing information by phone or online. Stop. It’s a scam. Plan representatives are not allowed to ask you for payment over the phone or online.
  • Dishonest companies may offer you free medical exams or supplies. Be wary. It may be a trick to get and misuse your personal information.

Whenever someone asks for your bank account number or your Medicare number, stop. Only give personal or financial information when you have verified who you’re talking to. Call 1-800-MEDICARE to make sure you’re talking to a legitimate representative.

If you believe you or some you know is a victim of Medicare fraud, report it to the U.S. Department of Health and Human Services. Call 1-800-447-8477 or visit stopmedicarefraud.gov.

If you gave out personal information, call your banks, credit card providers, health insurance company, and credit reporting companies immediately. The FTC’s website has more information on health care scams and medical identity theft.

Need help deciding on a plan? For free personalized counseling services, contact your State Health Insurance Assistance Program at shiptacenter.org or call 1-877-839-2675.

Comments

Now lets look in to the High Cost of HEALTH Insurance

I need help with my medicare

For help with Medicare, call 1-800-MEDICARE or go to medicare.gov.

Hi. Which aspect of your midicare are you having issues with?

Must read

Thank YOU for this valuable information. How are you disseminating to the abusers to seize and desist their practices braking the LAW, or else, what is the punishment to them????

Thanks for the info.

Foreign men and women call me everyday saying they are from Mdicare medical supplys trying to sell me Topical foot cream---for diabetics.I called Medicare fraud line about it about 2 weeks ago but the same people still call---I just hang up but they do ask for me by name.I never ordered foot cream in my life.They also said I could have diabetic supplies delivered to my door.I get mine at Walgreens----never order.Thank you Claudia.

I want to thank the FTC for helping me with our telemarketing problem at my landline phone, the calls have stopped almost completely. The only one that keeps trying to call is united water. Our water is paid through our rent. So united water shouldn't be calling us. When they do call the address they say is ours is unable to be understood because the automated piece or crap they use sucks and talks too fast. So if u can help with that thanks a lot.

I Hate those Mdicare people

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