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Money & Credit

Shopping online? Know your retailer and your rights

COVID opened the door for scammers to double down on their worst practices, while preying on consumers during an unprecedented global pandemic. That includes some bad actors who have been taking advantage of online shoppers in search of hard-to-find items like face masks and other personal protective equipment (PPE). Today, the Federal Trade Commission filed a complaint against one of those bad actors.

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Money & Credit

What to know before you buy something online

Ahh, summer. Ten sweet yet short weeks to enjoy some of your favorite traditions. Maybe it’s sipping an ice cold drink on the porch, spending a weekend at the beach, or cooling off with the kids at the pool. Now that you think about it, you might decide to treat yourself to a new porch swing or a new beach umbrella. Or suddenly realize that you need to buy more goggles because the kids lost theirs…again. Before you start filling up your online shopping cart, we’ve got some tips you’ll want to check out (no pun intended!).

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Money & Credit

Don’t send them money

Family emergency scams try to scare people into sending money to help a loved one in trouble. The fraud can play out in many ways, but the hustle is the same: the caller lies, tries to scare you, and rushes you to pay so you don’t have time to think twice or check things out before you send money. And once you do that, you’ll never get it back.

Hot rental car market = scams

The weather is getting warmer, and you might be itching to travel again. The mountains, the beach, and the trails are calling you — and everyone else. At least that’s what it feels like when you start looking into renting a car. With rental car availability at an all-time low, prices are sky high. So, if you suddenly find an available car at a cheap price, you might be dealing with scammers looking to cash in on the rental car shortage.

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Money & Credit

Hello, summer. Goodbye, scammers.

Summer is right around the corner. With things reopening, kids getting out of school, and days lasting longer, this summer promises, we hope, some much-needed relaxation, adventure, and a chance to reconnect with family and friends. Today, we’re kicking off our summer safety series to share some thoughts on ways to make your summer season as enjoyable and safe as possible.

Celebrate Pride by fighting fraud

Pride Month is all about getting out there, connecting, and showing support for the LGBTQ+ community. Here’s an idea: let’s also make it about helping the people you care about avoid scams.

Happy Pride Month from the FTC

June is Pride Month, an important time of year when we get to celebrate and show our support for LGBTQ+ people everywhere. Here at the FTC, “pride” is more than a month-long celebration. We’re proud of the work we’re doing throughout the year to help protect the LGBTQ+ community from fraud — especially our work to help the community learn how to spot, avoid, and report scams and bad business practices.

More money is coming to families…and scammers are ready

As part of the American Rescue Plan Act, eligible families will get monthly payments from the government from July 15 through December 2021. The Internal Revenue Service (IRS) will send these monthly payments directly to people through direct deposit, paper checks, or debit cards. Unlike economic impact payments, these payments are an advance on families’ child tax credit. People who are eligible will get up to half of their child tax credit in these monthly payments and the other half when they file their 2021 taxes.

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Money & Credit

MoneyGram refund program opens to take claims

If you used MoneyGram to send money to a scammer between January 1, 2013 and December 31, 2017, you may be eligible to file a claim for a refund.

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Money & Credit

Scammers cash in on confusion over vaccine verification methods

More than a year into the pandemic, and months after the first rollout of COVID-19 vaccines, people are eager to get back to their regular activities. But some activities might require you to show that you’ve been vaccinated or had a recent negative COVID-19 test. How you do that may depend on the activity and where you live. The patchwork approach gives scammers an opportunity to cash in on the confusion. Here are a few ways to help stay ahead of the scammers.

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