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Money & Credit

The top frauds of 2019

Each year, the FTC takes a hard look at the number of reports people make to our Consumer Sentinel Network. In fact, during 2019, we got more than 3.2 million reports to the FTC from you. We’ve read what you’ve said, and crunched the numbers. Here’s what you told us in 2019.

Have you ordered your NCPW materials yet?

March is right around the corner, and you know what that means….it’s almost time for National Consumer Protection Week (NCPW)! This year, NCPW is March 1-7, 2020. That’s just over a month away, so now’s the time to jump into planning.
NCPW is the time of year when government agencies, consumer protection groups, and people like YOU work together to help people understand their consumer rights and make well-informed decisions about money. Want to join in? Here are some ideas:

Credit repair: Fixing mistakes on your credit report

If you’ve been reading our new year, new credit series, then you have your credit report and learned how to read it. But what if you see mistakes? Maybe it’s an account that you didn’t open, an error in your name or address, or a bankruptcy that doesn’t really belong to you. Here are tips on fixing your credit, while avoiding scams.

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Money & Credit

Reading your credit report

You’re getting your financial life in order in 2020. Yesterday, we explained how to get your credit report. Now that you have it, you want to know what it means. Here’s where to start.

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Money & Credit

Getting your credit report

Now that you know why credit matters, it’s time to get your credit in order. Sometimes the hardest part is getting started. The first step is to pull your credit report.

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Money & Credit

New year, new credit blog series

With the start of a new year, many of us want to get our finances in order. We often think about budgeting, but what about credit? To help you get a handle on credit, we’ve put together a four-part blog series: (1) why does your credit matter; (2) getting your credit report; (3) reading your credit report; and (4) fixing your credit report.

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Money & Credit

Protecting small business from imposters

Opening a business requires planning, elbow grease, and probably some paperwork to register your new company with your state or local government. And that’s where some not-so-honest outfits may try to confuse you into thinking they’re from the government and that you need to pay money to complete your registration. Their mailings look like an official bill for documents to complete your registration – and may even include what looks like a government seal. To convince you it’s legit, the mailer may include your business identification number. To get you to pay, the mailer claims that you need to hurry up and pay or you could be in legal hot water.

But here’s the thing: the people behind the mailers are not from the government and you probably don’t need the paperwork they’re talking about, at least not to complete your registration. At best, you’ll get overcharged. At worst, they could be scammers who steal your money or account information. What can you do to steer clear of these schemes?

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Money & Credit

Would you rather save $5,000 or lose 5 pounds?

If you picked the money, you’re not alone. As we start 2020, many of us are making financial resolutions. Of course, saving more or paying down debt sounds great, but getting started can feel overwhelming. Don’t worry – the FTC has five ideas for things you can do to start the new year off right.

Getting bombarded by scam calls? You’re not alone.

The Social Security Administration (SSA) scam is the number one scam reported to the FTC right now.

As soon as a caller threatens you, or demands you pay them with a gift card or by wiring money, it’s a scam. Even if the caller ID tells you otherwise.

Car wrap scam targets college students

If you have a car, you know how expensive the upkeep can be. Gas, maintenance, parking – the whole lot. So what if a company offered to pay you to drive around – which you were already doing – with their branding wrapped onto your car? It could sound like a good deal.

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Money & Credit

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