Money & Credit

Visit the FTC at NCLR in Missouri

If you’re in Kansas City, Missouri on July 11-14, come see the FTC at the annual National Council of La Raza conference.

FTC stops robocall scam

Tired of robocalls? The FTC just shut down Payless Solutions, a scam using illegal robocalls to lie about lowering your credit card interest rate.

Blog Topics: 
Money & Credit

FTC curbs auto dealers’ deceptive advertising

Some auto dealers put tempting promises in their ads. But when you try to close the deal, it’s another story. Such is the case with Las Vegas-area auto dealers, Planet Nissan and Planet Hyundai.

Blog Topics: 
Money & Credit

1.5 minutes can save you…a heap of trouble!

We’ve all heard the ads saying that 15 minutes can save you 15%. Some ads claim to save you more in even less time. Well, the FTC can save you lots of headaches in about a minute and a half. We recently released new short videos explaining the basics about three topics that affect millions of us.

Identity theft video

Librarians! Get free FTC materials at the ALA Annual Conference

If you’re headed to San Francisco for the American Library Association’s Annual Conference, stop by to say hello. FTC staff will be at Booth # 2413, ready to hand out our materials – all free, all the time – and talk about how to use them in your library.

Blog Topics: 
Money & Credit

Before paying with bitcoins…

If you shop online — and who doesn’t? — you might notice that some websites let you pay with bitcoins. Virtual or crypto currencies like Bitcoin can be a fast way to pay online, or in person with a mobile app.

But using virtual currencies comes with risk. Their value goes up and down — sometimes sharply — depending on demand. In addition, payments made with virtual currencies aren’t reversible and don’t have the same legal protections as some traditional payment methods. Once you hit send, you can’t get your money back unless the seller agrees. That’s why it’s important to know who you’re buying from and what policies they have regarding refunds, returns, and disputes.

Shopping Online with Virtual Currencies

Buying a flood-damaged car could leave you high and dry

Recent storms and flooding plaguing the Midwest and Southeast could impact car buyers across the country. Vehicles damaged by floods in those area can be cleaned up and taken out of state for sale. You might not know a vehicle is damaged until you take a closer look or have a mechanic check it out.

Blog Topics: 
Money & Credit

Fortuneteller or financial advisor?

You might like your financial advisor to predict the future in ways that could help you get rich. But legitimate advisors won’t promise to know what comes next – and you shouldn’t invest with anyone who guarantees you riches. It’s kind of a rule of thumb about investing: there are no guarantees, and anyone who promises you big money is likely running a scam.

How Myriam and Pedro Learned about Notario Scams

The newest issue in our series of Spanish-language fotonovelas teaches readers the warning signs of a notario scam and tells them where they can find help with the immigration process.

Blog Topics: 
Money & Credit

“Doom”ed false promises

Earn rewards for supporting a project you believe in? That’s what “crowdfunding” is all about.

Here’s how it works: “Creators” think of projects. To pay for those projects, they ask for small amounts of money from lots of people, usually through online platforms like Kickstarter or Indiegogo. Often, creators offer rewards to contributors. So far, so good … as long as the creators keep their end of the bargain.

 

Blog Topics: 
Money & Credit

Pages