Money & Credit

Looking to buy a car? Four things to keep in mind

Buying a car can be overwhelming. There are many things to consider, including your budget, your needs and preferences, and the inventory available at the time. And you see car ads when searching online, when watching TV, while reading the newspaper or listening to the radio. So how do you know those offers are the real deal?

Here are four things to keep in mind when you’re considering an offer in a car ad:

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Money & Credit

Protecting you through international cooperation

It’s a reality of the times we live in—scammers can target people a mile, an ocean, or even several continents away. These kinds of cross-border scams are on the rise, and working with other countries to help protect you is more important than ever.

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Money & Credit

Know what lies beneath product promises and offers

Searching online for products to enhance your looks or health will yield tons of results — especially ads. As you look through those results, pay close attention to the product claims and sales offers. Some marketers mislead people about what their product does, who uses it, and how much it’ll cost you.

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Money & Credit

Holiday shopping tips from the FTC

Calling all shoppers: The holidays are just around the corner. And whether you like to meander through the mall or search for deals online, the FTC has a gift for you — shopping tips to help you watch your wallet, shop wisely, and protect your personal information.

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Money & Credit

FTC halts abusive debt collection operation

You have the right to be treated fairly by debt collectors. Under federal law, they can’t use abusive, deceptive or unfair practices to collect from you. But not all debt collectors play by the rules.

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Money & Credit

Getting your money back from Western Union

Did you lose money to a scammer who had you pay using Western Union between January 1, 2004 and January 19, 2017? If so, you can now ask for your money back – and you have until February 12, 2018 to file your claim.

Are you buying or leasing your pet? (Not joking.)

This is a new one on me — maybe you, too. Pet leasing: apparently, it’s a thing. And there are many people who paid money not knowing they were actually renting their new pets instead of owning them. Here’s how that happens.

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Money & Credit

Shopping for airfare deals

You want the best deal for your next flight, but the choices can be overwhelming. Will you book directly on an airline’s website, or buy through a site that lets you compare costs across multiple airlines? These tips will help you weigh your options and avoid surprises you didn’t bargain for.

Got student loan debt? Don’t be scammed.

If you’ve got student loan debt, you’ve probably seen ads or been contacted by companies promising they can help. Some are scams – and the FTC is going after them.

Today the FTC announced Operation Game of Loans, a joint FTC and state law enforcement sweep against student loan debt relief scammers. The operation includes seven actions filed by the FTC, with five new cases announced today.

Give wisely to help shooting victims

Tugging at your heartstrings is a tried and true method scammers use to get to your wallet. When tragedy strikes, they take advantage.

Sadly, the Las Vegas shooting is no exception. The FTC has heard from people about suspicious requests for donations. A little research will help you avoid a scam and ensure that your gift goes to a reputable charity that will use the money as you intend.

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Money & Credit

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