Money & Credit

Rays on the roof

Have you ever thought about having your very own solar system — that is, solar panel system? There are several ways to get solar power at home: you can buy a rooftop system, lease a system, or sign a power purchase agreement (PPA) to buy power a system produces. If you’re thinking of using solar power at home, consider the costs and benefits of the arrangements.

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Money & Credit

If at first you don’t succeed…

At the FTC, one of our goals is to stop scammers and end their schemes. Sometimes, that requires persistence. Take the case announced today by the FTC and the Florida Attorney General against Lifewatch, Inc., a company that sells medical alert systems, mostly to older people.

The FTC works for your community

“The Federal Trade Commission works for America’s consumers in every community.” I’ve lost count of how many times I’ve said those words, or heard them from my colleagues – and that’s a good thing. Since fraud affects every community in our country, it bears repeating: the FTC works for your community.

Visit the FTC at NCLR in Missouri

If you’re in Kansas City, Missouri on July 11-14, come see the FTC at the annual National Council of La Raza conference.

FTC stops robocall scam

Tired of robocalls? The FTC just shut down Payless Solutions, a scam using illegal robocalls to lie about lowering your credit card interest rate.

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Money & Credit

FTC curbs auto dealers’ deceptive advertising

Some auto dealers put tempting promises in their ads. But when you try to close the deal, it’s another story. Such is the case with Las Vegas-area auto dealers, Planet Nissan and Planet Hyundai.

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Money & Credit

1.5 minutes can save you…a heap of trouble!

We’ve all heard the ads saying that 15 minutes can save you 15%. Some ads claim to save you more in even less time. Well, the FTC can save you lots of headaches in about a minute and a half. We recently released new short videos explaining the basics about three topics that affect millions of us.

Identity theft video

Librarians! Get free FTC materials at the ALA Annual Conference

If you’re headed to San Francisco for the American Library Association’s Annual Conference, stop by to say hello. FTC staff will be at Booth # 2413, ready to hand out our materials – all free, all the time – and talk about how to use them in your library.

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Money & Credit

Before paying with bitcoins…

If you shop online — and who doesn’t? — you might notice that some websites let you pay with bitcoins. Virtual or crypto currencies like Bitcoin can be a fast way to pay online, or in person with a mobile app.

But using virtual currencies comes with risk. Their value goes up and down — sometimes sharply — depending on demand. In addition, payments made with virtual currencies aren’t reversible and don’t have the same legal protections as some traditional payment methods. Once you hit send, you can’t get your money back unless the seller agrees. That’s why it’s important to know who you’re buying from and what policies they have regarding refunds, returns, and disputes.

Shopping Online with Virtual Currencies

Buying a flood-damaged car could leave you high and dry

Recent storms and flooding plaguing the Midwest and Southeast could impact car buyers across the country. Vehicles damaged by floods in those area can be cleaned up and taken out of state for sale. You might not know a vehicle is damaged until you take a closer look or have a mechanic check it out.

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Money & Credit

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