Money & Credit

DeVry settles claims of deceptive advertising for $100 million

Lots of people choose a college to boost their earning potential. So it might have been appealing if you came across an ad from DeVry claiming that 90 percent of graduates actively seeking employment landed jobs in their field within six months of graduation. And that DeVry bachelor’s degree graduates, on average, had 15 percent higher incomes one year after graduation than the graduates of all other colleges or universities.

Online shopping for the holidays? Check this list.

In the hustle and bustle of the holiday season, it pays to slow down and take some precautions when shopping online. You see, the FTC has recently seen a spike of complaints about online retailers who didn’t deliver goods when they said they would, or didn’t deliver them at all. Late or no-show deliveries can make for less-than-jolly holidays. So here are a few tips to help make your online shopping merry and bright.

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Money & Credit

FTC sends $88 million in mobile cramming refunds

Today, the FTC is returning more than $88 million to AT&T customers who were charged by other companies for “premium text message services.” These charges appeared on AT&T phone bills even though the customers hadn’t agreed to the charges — that’s according to the FTC, the Federal Communications Commission, all 50 states and the District of Columbia. In fact, many people weren’t even aware they had been paying — up to $9.99 per month — for services like ringtones, wallpapers, and text message subscriptions.

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Money & Credit

Struggling to make your mortgage payments?

If you’re behind on your mortgage payments or worried about how you’ll make the next one, help may be available. But you have to act fast. December 30, 2016 is the last day to apply for assistance under many federal Making Home Affordable programs, which were created to help homeowners struggling with their mortgage payments.Picture of a mortgage statement, a small calculator, and a pen.

Renting an apartment? Be prepared for a background check

You’re about to rent an apartment. You’ve saved for your security deposit and lined up a moving truck. But have you checked your credit report? Landlords may, so you should too. If a landlord does a background check, here are some things to know about your rights.

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Money & Credit

Don’t let scammers take away your holiday cheer

You’ve got meals to plan and gifts to buy. The last thing you need is to lose money to a scam. Here are three ways to avoid giving your hard-earned money to a scammer this holiday season.

What you need to know about rent-to-own home deals

You dream about buying a house, but you can’t — at least not yet. Maybe you don’t have the money for a down payment, or you’ve had problems with your credit. But what if someone offered you a chance to eventually own the house you’re renting?

You might be told it’s a chance to “stop throwing money away on rent.” But we’ve heard that many people who thought these deals were a path to owning a home watched their dreams disappear instead.

IRS warns of a new tax bill scam

We certainly understand if the latest IRS imposter scam makes you queasy: it involves a fake IRS tax notice that claims you owe money as a result of the Affordable Care Act.

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Money & Credit

Military Consumer, your tool for financial readiness

If you’re in the military, your financial decisions can have long-term effects on your family life, security clearance, and mission readiness. In fact, the Department of Defense (DoD) has said that financial readiness is a critical part of the force’s mission readiness. It makes sense: when you know how to manage your money – and how to spot a rip-off – you’re more financially solid. And that helps keep you mission-ready.

Shopping for a used car? The FTC has a deal for you!

If you’re in the market for a used car, but don’t know where to begin, the FTC welcomes you to its new webpage, ftc.gov/usedcars.

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Money & Credit

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