Money & Credit

A Little Birdie Told Me

Are you a servicemember who’s curious about credit? Or are you dealing with debt? Maybe you’re a military spouse who wants some tips on managing money. Then join us for a Twitter chat about consumer protection issues on June 19 at 2 p.m, Eastern. FTC staff – and our partners at DoD, the Consumer Financial Protection Bureau’s Office of Servicemember Affairs, and Military Saves – will answer questions for 60 minutes on credit, debt, and savings. To participate, follow @FTC and Tweet questions with the hashtag #mcpd.

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Money & Credit

Observing World Elder Abuse Awareness Day

Elder abuse is recognized by experts as a public health crisis that crosses socio-economic borders. Although millions of older Americans are abused, neglected, and exploited every year, an estimated 84 percent of cases go unreported.

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Money & Credit

Five Steps to a Great Mortgage Deal

Shopping around for a home loan will help you get the best financing deal. A mortgage is a product, so why not apply the same tactics you use before you make any other major purchase? The cost of a mortgage depends on your credit history, and involves rates, points, fees, private mortgage insurance, and other factors, so it’s best to compare, compare, compare.

Military Consumer Protection Day 2013

Calling all military families and veterans! Are you looking to protect yourself or your family from fraud, identity theft, and scams? Maybe you’re curious about the best way to use credit, shop for a used car, or maximize your security online. 

Military folks are consumers, too – and critical to the economy. Just ask the 1.4 million men and women on active duty or the 1.1 million in the National Guard and Reserve forces. But the unique challenges of military life – frequent relocation, separation from family and friends, and the stresses of deployment – can make military households an attractive target for scam artists. In fact, during 2012 the Federal Trade Commission logged more than 62,000 complaints from servicemembers, veterans, and spouses about their experiences in the marketplace.

That led the FTC and its partners to sponsor Military Consumer Protection Day on July 17, 2013. It’s a great day to empower military and veteran communities with information as the first line of defense against consumer fraud.

Going on Vacation?

Planning a vacation can be overwhelming. And while there may be options for virtually every budget, there also are lots of pitches made that, frankly, may be a little generous for the situation. Here are some tips to get you started.

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Money & Credit

Proposed Changes Would Protect Consumers from Deceptive Telemarketing

Consumers may get some added protection from fraudulent telemarketers under some proposed changes to the FTC’s Telemarketing Sales Rule. Right now, the Rule spells out when telemarketers can call and what they must say. The FTC has proposed changing the Rule to end the use of certain payment methods that fraudulent telemarketers prefer and as a result, increase protection for consumers.

Visit Us in Vegas at the AARP National Event

Planning to attend AARP’s Life@50+ National Event in Las Vegas next week? We’ll see you there! My colleagues and I will be on hand exhibiting new materials. We’re more than happy to chat with you about how to spot, stop and avoid scams.

How to Make Sure Oklahoma Tornado Victims Benefit From Your Donation

In the wake of the destructive tornado that devastated Moore, Oklahoma, on Monday, you may be looking for ways to help, like donating to a charity or fund.

Before you give, just make sure of one thing — that your donations are going to a reputable organization that will use the money as promised.

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Money & Credit

“Green Card” Lottery Scams

The results for the 2014 Diversity Visa Lottery are now available at dvlottery.state.gov.

That’s good news for people who are hoping to become “lawful permanent residents” in the US (sometimes referred to as “getting a green card”).

But it’s also a good opportunity for scammers to try to confuse hopeful applicants.

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Money & Credit

Finding Common Ground

Staffers from the FTC’s East Central Regional Office, based in Cleveland, Ohio, recently met in Pittsburgh with legal services attorneys, consumer advocates, the PA Office of the Attorney General, the US Attorney’s Office, and other federal agencies. Participants came from throughout Pennsylvania, Ohio, and West Virginia.

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