True, bills aren’t the most thrilling read. They are hardly funny, there are no vampires or romantic triangles, and you probably won’t be pleased if there’s any suspense involved.
When bills arrive, it can be hard enough to look at the amount due, never mind wading through the line items. But if you don’t check them, you could end up paying for things you never bought. It can be easy to fix — if you spot it. Make it a habit to read your bills as soon as you get them. Do you recognize every charge?
When Langston Hughes wrote about a dream deferred (and asked whether it dries up like a raisin in the sun), he wasn’t necessarily thinking of scams. But many Spanish speakers found their immigration dreams deferred (if not ended) and their money taken by a Baltimore-based couple who promised help with immigration services.
If you’re in the market for a new or used car, you may be considering financing options. For example, you might get a loan from a bank or use dealership financing. In either case, you’ll have to sign a contract that specifies the terms, including how much money you owe and what your payments are.
If you’re a college student seeking financial aid, fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. Yes, I know, the deadline for submitting the FAFSA is June 30th, but many states and schools allocate funds on a first-come, first-served basis. What’s more, some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.
Planning a funeral can be challenging, whether you’re making arrangements ahead of time, or helping others at a time of need. The Funeral Rule, enforced by the FTC, gives you rights that can make planning a funeral more satisfactory. We recently updated our information for consumers about funeral planning.
Assistant Director, Division of Marketing Practices, FTC
Do you ever wonder how fraud varies from place to place? Why what’s big in one community might not have reached another? The FTC wonders these things. Then we go find out what’s going on – like we did last week in North Carolina, where the question was: what are the consumer protection issues facing immigrant communities there?
As part of the FTC’s crackdown on deceptive practices related to the sale, financing, and leasing of motor vehicles, Courtesy Auto Group of Attleboro, Massachusetts has agreed to settle charges that it deceptively advertised that consumers could lease a vehicle for $0 down and specific monthly payments. In fact, the advertised amounts did not mention substantial fees that the dealer charged.