Money & Credit

The FTC will never ask you to send money

If someone claiming to be with the Federal Trade Commission (FTC) contacts you and asks you to send money, it’s a scam. Do not pay. Report it. Spread the word to your family and friends.

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Money & Credit

New deadline for Western Union settlement requests

Did you lose money to a scammer who had you pay using Western Union between January 1, 2004 and January 19, 2017? If so, you can ask for money back from the FTC’s settlement with Western Union. And the deadline to file your claim was just extended to May 31, 2018.

Has an online love interest asked you for money?

Looking to start a new relationship? For some, that may mean meeting a new love interest online. Word to the wise: sometimes it’s best to lead with your head and not your heart.

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Money & Credit

The Secretary of State is not emailing you

There are many scammers who pretend to be government officials – from the IRS, Social Security, and even the FTC. The latest twist is an email from – supposedly – the Secretary of State. In the email, someone pretending to be Secretary Tillerson says you’re owed a payment – which he knows about because of an investigation by the FBI and CIA. The email goes on to say that you’ll get an ATM card with $1.85 million on it – and it even gives you the PIN code. But, to get the ATM card, you have to send in $320 and a bunch of information about you.

Paying off holiday credit card debt

You’ve opened all your gifts, and now it’s time to open those post-holiday credit card statements. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt.

Plan for National Consumer Protection Week 2018!

January is the perfect month to organize your schedule for the year – and here’s a suggestion. Plan an event during National Consumer Protection Week, March 4-10, 2018. It is the perfect time to help people understand their consumer rights, make informed decisions about money, and learn how to spot scams. NCPW.gov makes it easy to plan a community meeting, roundtable discussion, or media event.

Scam spotted thanks to a clever store clerk

You’re going about your normal day at work when, suddenly, there’s a call that looks like it’s from your electric company. That’s what the caller ID shows, and what the person on the line says. The voice on the line tells you that, because of late payments, the power to your business is about to be cut off. Without power, you can’t keep your business running, so that’s an emergency. Or is it?

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Money & Credit

Buyer beware: Flood-damaged cars for sale

The floodwaters from last year’s hurricanes receded months ago, but their wrath could still affect used car buyers across the nation. That’s because storm-damaged cars are sometimes cleaned up and taken out of state for sale. You might not know a vehicle is damaged until you take a closer look or have a mechanic check it out. Here’s what to do.

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Money & Credit

For-profit charitable callers must follow the rules

“I’m not calling for a donation.” (But really, I am.) Have you gotten this call?

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Money & Credit

How scammers make you pay

Here’s one of the top questions we get from people: Is this a scam? Whatever the “this” looks like, here’s our best answer to that question: Did someone say you can only pay by wiring money, putting money on a gift card, or loading money on a cash reload card? If they did, then yes: that is a scam.

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Money & Credit

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