Money & Credit

Helping Victims of the Flooding in Colorado — Make Sure Your Donations Count

It’s heartbreaking to see people lose their lives, homes, businesses, pets and livestock to ravaging floodwaters. But it’s despicable when scammers exploit such tragedies to tug at your heartstrings and appeal to your sense of generosity.

That’s why the Federal Trade Commission, the nation’s consumer protection agency, urges you to be cautious of potential charity scams in connection with the ongoing flooding in Colorado.

Charity Scams

 

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Money & Credit

Hispanic Heritage Month: Empowering Latino Communities

As we kick off Hispanic Heritage Month celebrations, we think of all the wonderful contributions Latinos have made throughout U.S. history. From Civil War Admiral David G. Farragut to union leaders César Chávez and Dolores Huerta, baseball’s Roberto Clemente, Nobel Prize winner Severo Ochoa and Supreme Court Justice Sonia Sotomayor, the list of Latinos who have empowered the U.S., and all of its communities, is endless.

Ring, Ring! More Robocall Settlements

As part of its ongoing effort to end illegal robocalls, the FTC announced settlements with two more unscrupulous companies that made prerecorded calls to trick consumers into paying for deceptive credit card interest rate reduction plans.

Robocall Audio Tip

Who Are You?

You get a call from someone saying she works for the U.S. Citizenship and Immigration Services (USCIS). She seems to know exactly who you are. She might already know your name and address, and might even know what kind of visa you’ve applied for. She says you have to pay a new fee – and, if you don’t wire money immediately, your hopes of immigrating will be lost. She might even threaten you with arrest or deportation.

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Money & Credit

Online Payday Loan Brokers: Adding Insult to Consumer Injury

If you need some fast cash, you may be tempted by ads touting online payday loans. But before you click on a link and share your personal information, I have a cautionary tale to share.

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Money & Credit

Buying a New Car: But the ad from the dealer said…

Shopping for a new car can be fun and exciting. It also can be stressful, wading through ads and promotions offered by dealers. But a sure fire way to deflate a deal faster than hitting a spike strip on the open highway is to show up at a dealership expecting to pay the advertised price only to be told that’s not the actual price or you’re not eligible for the discounted price.

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Money & Credit

FTC Launches its New Financial Educators Site where Everything is FREE!

If you teach people about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC is your information destination. Consumer information from the FTC is free and in the public domain. That means you can print it, copy it, post it, or link to it freely — and for free.

Financial Educators Banner

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Money & Credit

Steering Clear of a Storm-Damaged Car, The Sequel

The FTC, the nation’s consumer protection agency, first warned consumers to be on the lookout for flood-damaged cars in the aftermath of Hurricane Sandy. Almost a year later, news reports indicate that water-damaged cars that endured Hurricane Sandy are being sold by private sellers and showing up on used car lots.

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Money & Credit

Coping After a Weather Emergency: Keep Your Guard Up

Although you may have lost your belongings in a weather emergency, you haven't lost your good judgment. You can protect your personal information and finances by following a few rules.

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Money & Credit

Check Your Phone Bill Day

OK, it’s not really Check Your Phone Bill Day. But how about checking your wireless phone bill anyway? Pull it up online, dig out your paper copy, or if you don’t get a detailed bill from your phone company, go ahead and ask for one (we’ll wait).

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Money & Credit

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