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Money & Credit

Avoid a season of mis-giving

It’s the 6th day of Consumer Protection, and maybe you’re in a giving spirit. ‘Tis the season, right? If you like to donate to charities at the end of the year, ‘tis also time to make sure your donations get to the places you mean them to go. Because this year, lots of charities could really use the help.

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Money & Credit

Fa-la-la-la fake

On the 5th day of Consumer Protection, you get an email or text message that’s supposedly from UPS or FedEx, complete with one of their logos — and it seems legit. It says your item is ready to ship but you need to update your shipping preferences. But here’s the lump of coal: the message is bogus and there is no package.

Holiday ‘grift’ exchange?

It’s the 4th day of Consumer Protection and ’tis the season of…gift cards. Even in Santa’s workshop, it’s one of the most popular ways to give to family and friends for the holidays. But gift cards also are a favorite way for scammers to steal people’s money.

Hawking in a winter wonderland

On this 2nd day of Consumer Protection, it’s all about online shopping. Because that’s what we can do this year, right? (OK, it’s a lot of what we do any year.)

On the first day of consumer protection…

Welcome to the FTC’s 12 Days of Consumer Protection, a holiday series to help you save money and avoid scams.

Each day, we’ll cover a new topic — from shopping online and bogus shipping notifications to temporary job scams and fake charities. We’ll give you practical information you can use every day and share with your family, friends, and community so they can be safe too.   

Find COVID-19 scam resources (and more) in multiple languages at ftc.gov/languages

Searching for in-language information on how to avoid COVID-19 scams and other types of fraud? Check out ftc.gov/languages, the FTC’s one-stop resource for consumer education in Traditional and Simplified Chinese, Korean, Tagalog, Vietnamese, and other languages.

Hey college students: have you seen this scam?

Scammers are targeting college students. In the last year, we told you about a car wrap scam and a COVID-19 scam hitting college students. Today, we want to tell you about a fake check scam.

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Money & Credit

Debt collectors: Mind the “No Parking” signs on credit reports

There’s a virtual “NO PARKING” sign planted smack in the middle of your credit report. It means that debt collectors can’t report your debt — or your supposed debt — to credit reporting agencies without first trying to check with you.

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Money & Credit

Giving wisely in the time of COVID

Thanks to COVID-19, many charitable organizations are faced with greater demand for their services, but less in donations as people have less to give. Now, more than ever, it’s important to make sure that your donation will be used wisely and well. Tomorrow is Giving Tuesday, and as you consider new places to send your donations, now and throughout the holiday season, don’t forget these four tips for giving wisely:

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Money & Credit

This holiday season, help friends and family avoid a scam

When you talk with friends and family over the holidays, you may hear about new puppies, old sports rivalries, and dreams of the next vacation. As you join the conversation, why not share some ideas from the FTC’s Pass it On campaign to protect the people you care about from scams?

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Money & Credit

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