Money & Credit

Recovering from identity theft is easier with a plan

Hollywood might have you believe that identity theft means a dozen maxed out credit cards, a warrant for your arrest, and a bill for a spa appointment 2,000 miles away. But in real life, identity theft can be sneakier.

It might start with a small credit card charge you don’t recognize. Or a strange new account that shows up on your credit report. Or a letter from the IRS that says you already filed taxes this year. Only you didn’t.

Get into the act and pass it on

 Get into the act — that’s the theme for Older Americans Month this May. Wondering how you can get into the act in your community? Try using Pass it On — the FTC’s consumer education materials designed to start older adults talking about scams. 

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Money & Credit

A Navajo Nation roundtable

At the FTC we want to serve every community, and we work to educate and protect consumers everywhere. For that reason, we were delighted to be invited by the Navajo Nation Human Rights Commission to talk consumer issues with members of one of our nation’s oldest communities: the Navajo Nation.

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Money & Credit

How to help the earthquake victims in Nepal

The devastation caused by a massive earthquake in Nepal and the Katmandu Valley region has left many people asking how they can help. If you’re looking for a way to give, the Federal Trade Commission urges you to do some research to ensure that your donation will go to a reputable organization that will use the money as promised.

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Money & Credit

Sweepstakes scam uses FTC Commissioner’s name in vain

A couple of weeks ago, we told you about a sweepstakes scam using the FTC’s name to get people to send money. Now, there’s another sweepstakes-themed FTC imposter scam, and this one lays it on thick.

It starts with a letter from a lawyer in California. He says the FTC appointed him to notify you about a claim [spoiler: we didn’t], and includes a letter from FTC Commissioner Joshua Wright enlisting his help [spoiler: it’s fake].

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Money & Credit

Preparing for spring weather emergencies

After a long, hard winter, aren’t you ready for spring? Baseball, bike rides, barbecuing…but spring also carries with it the risk of severe weather, including dangerous storms, flooding and tornadoes. Here are some tips to help you prepare for a spring weather emergency.

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Money & Credit

The Highlights of the Highlights

Every spring, the FTC issues its Annual Highlights for the previous year. It’s like a corporate annual report, summarizing what we did and how we did it. Interested in our mission to protect consumers? Here are some of 2014’s highlights.

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Stand up to fake debt collectors

The caller is irate, intimidating and — despite the foul language — sounds convincing. He says you must make good on a payday loan or your wages will be garnished. If you applied for a payday loan before, you might start questioning your memory: “Did I miss a payment? The caller has my information, so this must be legit…”

The last thing you need is a short paycheck — especially if you’re already in a bind. So you pay. Thing is, you don’t owe them a dime. It’s a scam.

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Money & Credit

Spring into action with Financial Literacy Month

April is financial literacy month. To help you make smart buying decisions and save more of what you earn, here are a few tips from the FTC.

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Money & Credit

Money back guarantee hid another fee

Starting a new business? That used to mean throwing a name on some brick and mortar. Nowadays, you need a website. Lots of companies sell domain names and web hosting services that let customers put up websites. It pays to go with one that spells out all the terms and conditions before you buy. But what if a company promises a refund as part of its 30-day money back guarantee — and then surprises you with a nonrefundable fee? That’s called deception.

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Money & Credit

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