Money & Credit

Holiday shopping tips from the FTC

Calling all shoppers: The holidays are just around the corner. And whether you like to meander through the mall or search for deals online, the FTC has a gift for you — shopping tips to help you watch your wallet, shop wisely, and protect your personal information.

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Money & Credit

FTC halts abusive debt collection operation

You have the right to be treated fairly by debt collectors. Under federal law, they can’t use abusive, deceptive or unfair practices to collect from you. But not all debt collectors play by the rules.

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Money & Credit

Getting your money back from Western Union

Did you lose money to a scammer who had you pay using Western Union between January 1, 2004 and January 19, 2017? If so, you can now ask for your money back – and you have until February 12, 2018 to file your claim.

Are you buying or leasing your pet? (Not joking.)

This is a new one on me — maybe you, too. Pet leasing: apparently, it’s a thing. And there are many people who paid money not knowing they were actually renting their new pets instead of owning them. Here’s how that happens.

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Money & Credit

Shopping for airfare deals

You want the best deal for your next flight, but the choices can be overwhelming. Will you book directly on an airline’s website, or buy through a site that lets you compare costs across multiple airlines? These tips will help you weigh your options and avoid surprises you didn’t bargain for.

Got student loan debt? Don’t be scammed.

If you’ve got student loan debt, you’ve probably seen ads or been contacted by companies promising they can help. Some are scams – and the FTC is going after them.

Today the FTC announced Operation Game of Loans, a joint FTC and state law enforcement sweep against student loan debt relief scammers. The operation includes seven actions filed by the FTC, with five new cases announced today.

Give wisely to help shooting victims

Tugging at your heartstrings is a tried and true method scammers use to get to your wallet. When tragedy strikes, they take advantage.

Sadly, the Las Vegas shooting is no exception. The FTC has heard from people about suspicious requests for donations. A little research will help you avoid a scam and ensure that your gift goes to a reputable charity that will use the money as you intend.

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Money & Credit

Hurricane Maria: Make your donations count

Hurricane Maria devastated the island of Puerto Rico, home to almost 3.5 million Americans.

Those of us with personal ties to the island are shocked by the catastrophe Hurricane Maria left behind. It has been sobering and emotional. We are struggling daily to help our families and friends recover and just survive – under dire circumstances. And Puerto Rico isn’t the only Caribbean island suffering. Our American neighbors living on the United States Virgin Islands of St. John, St. Thomas, and St. Croix, are also in the thick of catastrophic damage.

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Money & Credit

Organic mattress claim put to bed

Some parents will spend top dollar for the comfort or safety rating, while others may invest in an organic label. But what if a company makes claims it can’t support? According to the FTC, one company, Moonlight Slumber, LLC, deceptively advertised its mattresses as organic and labeled its products with a safety shield it invented.

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Money & Credit

Recovering from Hurricane Maria

It's been a devastating hurricane season. First Harvey and Irma, and now Hurricane Maria has pummeled Puerto Rico. It’s time to take stock and develop a recovery plan. Here are a few tips and links to resources to help make the task less burdensome.

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