Money & Credit

Prize Scams: Don’t Pay to Play

You get a phone call from an excited caller saying you’ve won a trip, a car, or a lot of money. Next, they ask you to send money before you get the prize. That is a sure sign of a scam.

Recently, we’ve heard about a spike in prize scam calls. Although there are some legitimate contests, remember: there are a lot of scams. Here are a few ways to spot a prize scam:

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Money & Credit

Risk free trials were bait for rip offs

Did you ever sign up for a free trial of a product you heard about on the radio? Some sellers will send you — and charge you — a lot more than you agreed to. The FTC says one group of dietary supplement marketers sold products through deceptive “risk free” offers and charged people repeatedly for unwanted products.

the title slide of a video called Free Trial Offers

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Money & Credit

Product reviews: you’re free to speak your mind

Here’s some good news for everyone who likes to write — and read — product reviews. A new federal law says businesses can't use contracts that prevent you from writing a truthful comment, or penalize you if you do.

Image of Shopping infographic

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Money & Credit

Military Saves Week Twitter chat

Military Saves Week is February 27 through March 4.  Join @MilConsumer for a Twitter chat today with @Military Saves as we talk about how servicemembers and military families can boost their savings.

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Money & Credit

FTC works to get you funeral price information

When the FTC wants to know whether funeral homes are following the Funeral Rule and giving people the required price information about funeral products and services, it sends undercover investigators into funeral homes. The investigators pretend to be someone who needs to make funeral arrangements.

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Money & Credit

Scam money runners

When you hear about people getting scammed into wiring money, do you ever wonder who’s picking the money up on the other end?

In the case of people scammed by certain call centers in India, the answer was employees of PHLG Enterprises.
 

FTC schools student loan debt collectors

If you’ve defaulted on a federal student loan, chances are you’ll hear from a debt collector. Debt collectors must obey the law when trying to find people who owe money. One student loan debt collector — GC Services, LP — failed to follow the law, and the FTC is taking action against them.

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Money & Credit

Keeping track of your magazine subscriptions

I enjoy reading magazines related to my hobbies, for trends and inspiration. But sometimes I get overwhelmed by renewal notices. Keeping track of the expiration dates for my magazine subscriptions can get confusing, especially when I get multiple renewal notices for the same publication. Sound familiar? Well, here are a few tips to help keep track of magazine subscriptions.

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Money & Credit

$2.59 million in refunds for Mercola tanning beds

Today, checks went out to 1,367 people who bought a Mercola tanning system after January 1, 2012. Why’s that? Well, in April 2016, the FTC announced a settlement with Joseph Mercola and his companies because, according to the FTC, the ads for Mercola’s products had claims that were false or not backed by science.

FTC filters out an inaccurate built in the USA claim

If you decide to buy a water filtration system, there are a lot of choices. If a company says its filtration products are “Built in the USA,” that might influence your decision. But what would you think if you learned those filtration products were actually imported from overseas?

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Money & Credit

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