Money & Credit

Is that gift really “green”? What to know about “bamboo”

Looking to be eco-friendly as you shop this holiday season? Maybe it’s bamboo socks from J.C. Penney or Backcountry.com as stocking stuffers. Or those cute bamboo baby swaddles from buybuy BABY for your newborn niece. For your next holiday party, maybe those silky bamboo napkins from Bed Bath & Beyond, or that soft bamboo dress you’ve been eyeing from Nordstrom.

But wait a second. The FTC recently sued those retailers for selling products labeled or advertised as “bamboo.” Why? Because those products were actually made of rayon, according to the FTC, and calling them bamboo is wrong — and misleading.

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Money & Credit

Don’t recognize that debt? Here’s what to do.

Debt collectors make up to one billion contacts with consumers each year. It’s their job to make sure they’re collecting from the right people. But sometimes, they reach the wrong person. Other times, they’re actually part of a fake debt collection scam. 

If you don’t recognize a debt, here’s what you can do.

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Money & Credit

Making a budget, checking it twice...

In case you hadn’t noticed, the holidays are here. In other words, “Attention holiday shoppers: start your search engines!” But wouldn’t it be nice to know how much gas you’ve got in the tank before you’re off to the races? 

We’ve said it before and we’ll say it again: Sound financial planning begins with a sensible budget.  Many of us welcome the New Year realizing we’ve spent more than we can afford. So why not take a quick look at our brief video about staying within a budget before you start spending?

Budget video

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Money & Credit

Is that online review true? Watch this video.

If you’re like me, you probably look up online reviews before you go holiday shopping, make vacation plans, or even hire a plumber.

But did you know that some people are paid to say good things about a company, product, or service? That means you can’t always know if someone is giving a true and impartial opinion.

online reviews and recommendations video

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Money & Credit

Deceptive car ads give consumers a bum steer

Sign & Drive Leases: ZERO DOWN!!!!!! ALL LEASES ARE Zip, Zero, Zilch — Nothing Down

Sound appealing? That’s exactly what some people around Massillon, Ohio thought when they read those claims in full-page newspaper ads from two local car dealers. But the FTC says ads for Progressive Chevrolet and Progressive Motors didn’t properly disclose restrictions on the offer.

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Money & Credit

Tips for Cyber Monday success

Each year, Cyber Monday promises unbelievable savings – but before you start snagging deals, here are some tips to help you save money and protect your personal information.

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Money & Credit

The FTC’s top 10 holiday shopping tips

Whether you’re shopping by phone, mail or online this holiday season, here are a few tips to help you shop wisely and save a few bucks, too.

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Money & Credit

Secret Sister Gift Exchange – Don’t pay or yule be sorry

Have you already decked your halls in lights, timed to blink to the strains of Rudolph the Red-Nosed Reindeer? Even if you haven’t reached that level of early enthusiasm, the holiday spirit is starting to spread already. If you spend any time on social media, you may have seen posts about the Secret Sister Gift Exchange.

SSGE encourages you to mail a gift worth $10 dollars to a stranger at the top of the list. Supposedly, in return, you’ll get a pile of presents from other participants. SSGE and come-ons like it encourage you to hop on board an enticing cash- or gift-giving experience. Sounds like a good time, right? Sorry, Blitzen, stop that sleigh!

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Money & Credit

FTC, VA protecting veterans from deceitful schools

Are you a veteran going back to school for a degree or professional certificate? We’ve taken time this week to thank and honor you and other veterans for your service, but we also want to help. That’s where you come in — we need to hear from you.

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Money & Credit

House alarms can’t stop scammers

We moved into our house and immediately installed an alarm system to keep us safe from the bad guys. But even the best house alarms can’t stop everything – like a scammer walking through your front door.

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