You get a call from someone saying she works for the U.S. Citizenship and Immigration Services (USCIS). She seems to know exactly who you are. She might already know your name and address, and might even know what kind of visa you’ve applied for. She says you have to pay a new fee – and, if you don’t wire money immediately, your hopes of immigrating will be lost. She might even threaten you with arrest or deportation.
Shopping for a new car can be fun and exciting. It also can be stressful, wading through ads and promotions offered by dealers. But a sure fire way to deflate a deal faster than hitting a spike strip on the open highway is to show up at a dealership expecting to pay the advertised price only to be told that’s not the actual price or you’re not eligible for the discounted price.
If you teach people about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC is your information destination. Consumer information from the FTC is free and in the public domain. That means you can print it, copy it, post it, or link to it freely — and for free.
The FTC, the nation’s consumer protection agency, first warned consumers to be on the lookout for flood-damaged cars in the aftermath of Hurricane Sandy. Almost a year later, news reports indicate that water-damaged cars that endured Hurricane Sandy are being sold by private sellers and showing up on used car lots.
OK, it’s not really Check Your Phone Bill Day. But how about checking your wireless phone bill anyway? Pull it up online, dig out your paper copy, or if you don’t get a detailed bill from your phone company, go ahead and ask for one (we’ll wait).
Whether you’re heading off to your freshman year of college or getting your first apartment, preparing to be out on your own can be fun and exciting. It also means taking on new financial responsibilities. The decisions you make now about how you manage your money can affect your ability to get credit, insurance, a place to live, and even a job.