Money & Credit

What to know about paychecks

Getting your first paycheck is a big deal. But it also can be a surprise when you see your employer took out money for different taxes and benefits. Why does that happen? And is there anything you can do about it?

Read the new article about Your Paycheck at consumer.gov. It tells you what you need to know, in a plain and simple style.

Save money washing clothes, dishes and more

It’s time to come clean about household products: from laundry detergent to toothpaste, using more than recommended pours money down the drain and can be bad for your appliances, your belongings, and the environment. Here are some tips that are good for both your wallet and the planet.

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Money & Credit

Empowering Latinos to know their rights and avoid scams

Hispanic Heritage Month is a time to celebrate the contributions so many Latinos have made throughout history. It’s also a time for us to celebrate you for the vital role you’ve played in helping Latino communities avoid scams.

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Why your credit score matters

When you apply for credit, insurance, phone service, or even to rent a place to live, providers want to know if you’re a good risk. They use credit scores to help them decide.

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Money & Credit

“Free trial” scammers settle, surrender millions

In 2010, the FTC sued Jeremy Johnson, his company IWorks, and nine others for allegedly taking more than $280 million from people with a deceptive “free trial” scheme. Now Johnson, his family members, and more than two dozen corporate defendants have settled FTC charges and will give up millions of dollars in cash, stock, jewelry, aircraft, real estate and other assets.

Image of Free Trial Offers video

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Money & Credit

The top three ways to avoid fraud

In pretty much every article and blog post we put out, you’ll find tips to help you avoid scams. The idea is that, if you can spot a scam, and know how to avoid it, you and your money are more likely to stay together.

Today, we’re releasing a brochure that distills those tips down to the top 10 ways to avoid fraud. This brochure – available online and in print – is your one-stop resource to help you spot imposters, know what to do about robocalls, and how to check out a scammer’s claims.

Early VW buyback offers could cost you

Lately, we’ve been hearing from people who have gotten offers for their VW or Audi 2.0 liter diesel cars. Recent offers. Sometimes even using the term “buyback” – which isn’t exactly normal car trade-in language.

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Money & Credit

Shopping for a car? Be alert for flood damage.

It seems to happen after every major flood… damaged cars are cleaned up and taken out of state for sale. In fact, some experts estimate that, typically, half of all vehicles damaged by flooding eventually return to market.

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Money & Credit

Helping Victims of the Flooding in Louisiana — Make Sure Your Donations Count

It’s heartbreaking to see people lose their lives, homes, and businesses to the ongoing flooding in Louisiana. But it’s despicable when scammers exploit such tragedies to appeal to your sense of generosity.

 

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Money & Credit

Car ads broke the law — again

You’ve seen the ads — car dealers hyping big discounts, low prices and low monthly payments, and great financing deals.

Ads about good deals on cars? Not a problem. Leaving out important details about how you qualify for those deals? That’s a problem. By law, dealers’ ads must clearly disclose any “catches” — like if getting that low monthly payment requires money up-front, or if a deal is limited to people who qualify for low financing rates.

That’s the issue behind the FTC’s new settlement with Dallas-area Southwest Kia dealers.

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Money & Credit

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