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Money & Credit

FTC to Debt Collectors: Play by the Rules!

If you’re behind in paying your bills, you may be contacted by a debt collector — someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

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Money & Credit

The Clock Is Ticking for Students Seeking Financial Aid

It’s that time of year again. If you’re a college student seeking financial aid, you should fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. While the deadline for submitting the FAFSA is June 30th, many states and schools allocate funds on a first-come, first-served basis, and some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.

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Money & Credit

Finding Qualified Help with Immigration

Immigration can be a complicated process. It’s reasonable to want help navigating it. And it’s vital to find qualified help. But it’s equally important to be careful about who helps you. Friends and relatives may offer advice, or a business owner or notario may promise good results for a low fee. Here at the Federal Trade Commission, we hear from people who have gotten bad advice from trusted friends and relatives or who have lost their money to unscrupulous notarios. In the worst cases, they’ve lost their chance to immigrate.

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Money & Credit

Have You Been Bamboozled?

Bamboo: it’s not just for tiki huts anymore. In fact, because it grows quickly and with little or no pesticide, it has become popular in products that range from flooring to furniture.

But according to recent FTC lawsuits against Amazon.com, Leon Max, Macy’s, and Sears, when it comes to soft textiles, like shirts or sheets, items that are advertised as bamboo are really rayon. What’s worse? Some bamboo wannabes were promoted as environmentally friendly, but manufacturing rayon — even when it’s made from bamboo — is far from a “green” process.
 

In the Wake of a Tragedy, Make Sure Donations Count

After the shooting at Sandy Hook Elementary School in Newtown, many people are looking for a way to help, like making a donation to a charity or fund.

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Money & Credit

Did You Hear It Through the Grapevine?

Searching for a hot holiday gift? In the market for the perfect pump to wear to a special party? Scouring sites and blogs to find a deal? Online shopping is convenient, but how do you know which reviews to trust? 

If you’ve got a minute, here’s a video about how to read those reviews and recommendations you’re seeing on the screen.   
Online Reviews and Recommendations

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Money & Credit

Happy Holiday Shopping

Still doing your holiday shopping? Many of us are. Whether you’re shopping online, by phone, or in stores, the Federal Trade Commission, the nation’s consumer protection agency, has a gift for you – a dozen dynamic holiday shopping tips to help you watch your wallet, shop wisely, and protect your personal information.

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Money & Credit

Welcome to the FTC’s Home for Consumer Information

Looking for consumer resources from the FTC? They're at consumer.ftc.gov, a new URL for information from the nation's consumer protection agency.

Steering Clear of a Storm-Damaged Car

Imitation Is the Sincerest Form of Falsity

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