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This week the focus is on charity scams

Every year, charity regulators from around the word get together to raise awareness about charity fraud. The FTC joins this effort again this year because it’s so important to know how to spot a charity scam. This year, we’re focusing on:

Blog Topics: 
Money & Credit

Keeping older adults safe from scams

As today’s annual report to Congress makes clear, the safety of older consumers in the marketplace is a priority for the FTC. Protecting Older Consumers 2020 – 2021: A Report of the Federal Trade Commission summarizes the agency’s ongoing law enforcement efforts, new research results, and extensive outreach aimed at keeping older adults safe from scams including those related to the COVID-19 pandemic.

Blog Topics: 
Money & Credit

Avoid marketing scams during 2022 Medicare Open Enrollment

During Medicare’s Open Enrollment Period (OEP), which begins on October 15 and ends December 7, Medicare beneficiaries can choose the plans that are best for them for 2022. You can get help comparing Medicare plans from your local State Health Insurance Assistance Program (SHIP), available in each U.S. state, territory, and the District of Columbia. Private insurance companies administer, market, and sell Medicare Advantage (MA, Part C) and Medicare Prescription Drug Plans (Part D), so it’s important to understand your rights and some of the limits on marketing. That way you’ll be prepared if an insurance broker or agent tries to enroll you in a Medicare plan that isn’t right for you.

New report: Serving Communities of Color

The newly-released Serving Communities of Color Report summarizes the past five years of the FTC’s efforts to address, understand, and educate people about consumer issues that have a disproportionately negative impact on communities of color. And, it confirms the FTC’s commitment to continue this important work.
Here are some highlights of the report:

Blog Topics: 
Money & Credit

FTC puts advertisers on notice: honest opinions only

If you’re like many people, before you lay your money down — particularly for big-ticket items — you want to hear what past buyers say about them. The FTC took a big step today to make sure that what you hear is truthful. It warned businesses that the endorsements they use to help sell their products must reflect the actual experience and opinions of real people who used them.

Blog Topics: 
Money & Credit

Spot the pandemic scam: emergency broadband program impersonators

Have you seen ads on social media that offer to “help” you sign up for a government program that will give you a “free” device and internet service in exchange for money or personal information? While there is a real government program to help people connect during the pandemic, there’s no payment required to enroll. That’s just a scam.

Blog Topics: 
Money & Credit

For-profit colleges on notice

For-profit colleges sometimes use overblown — or flat-out false — promises to attract new students and their money. The FTC is ramping up its efforts to stop shady practices on campus. The Commission is sending a Notice of Penalty Offenses to the largest 70 for-profits, warning them that the FTC will not stand for unfair or deceptive practices.

It’s time to file your 2022-23 FAFSA form

If you’re a high schooler applying to college, a college student, or their parent, it’s time to fill out the 2022-23 Free Application for Federal Student Aid (FAFSA®) form. Unfortunately, scammers know it’s that time of year again, too and they’re gearing up to try to take advantage of financial aid seekers.

Blog Topics: 
Money & Credit

Stay scam free for Hispanic Heritage Month: connect with the FTC

A popular saying in Spanish is “camarón que se duerme se lo lleva la corriente.” It means “a sleeping shrimp will get swept away by the current.” Which turns out to be a great metaphor for avoiding scams: if you aren’t aware of those around you, you could fall for one.

Paid someone you think is a scammer?

Last week, we kicked off the celebration of Hispanic Heritage month with ideas about recognizing and avoiding scams. This week, it’s about what to do if you think you’ve paid a scammer. These steps might not apply to you, but there’s probably a family member, a friend, or someone in your community who could use them. So please help share these through your community.

Blog Topics: 
Money & Credit

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