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How to save money heating your home this winter

The days are getting cooler — in fact, some parts of the U.S. have already seen snow. Experts report it’s going to be an expensive winter to heat your home, but there are things you can do now to cut your energy costs.

Get the dog or cat instead of the scam

This has been National Adoption Week for pets, and by now, thousands of dogs and cats might have new homes in the hearts of many thousands of people. But as the holidays approach, scammers know that families are hearing about their kids’ NEED for a dog or cat. And scammers are ready to take advantage by offering up that perfect pet — for a fee. You’ll find ads offering litters of puppies, especially, on websites and listservs online. But once you pay, your supposed pet and the “breeder” will vanish, along with your cash. Here are ways to spot those puppy and pet scammers and stop them in their tracks.

Blog Topics: 
Money & Credit

Looking for alternatives for your holiday shopping?

You’ve probably heard: this holiday season, it might be harder to find the gifts you’re looking for. So, many of us might be looking for alternatives, like buying gifts locally — or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching online. If that might be you heading online, here are some things you can to do to avoid a scam or negative experience.

New veterans: Finding your civilian career

Veterans Day is a time to thank veterans for their contributions to our nation, and welcome to the civilian workforce the roughly 200,000 servicemembers who leave the service every year. Transitioning personnel face many decisions: figuring out changes to their benefits, revamping their budget, and planning for a civilian job. If you’re like the majority of veterans, you might want a career different than what you did in the service. Here are some resources to help.

Blog Topics: 
Jobs & Making Money

It’s National Family Caregivers Month

Family caregivers are the biggest source of support for older adults and people with disabilities in the U.S. We know it takes a lot to be a caregiver, and during National Family Caregiver’s Month, we’ll publish a series of blogs to share resources and suggestions that could make your days a bit easier.

Blog Topics: 
Money & Credit

Child Tax Credit scammers are still reaching out

Many people have gotten their advance Child Tax Credit payments this year, but scammers are taking advantage of this new program to try to trick you out of money or information. They’re pretending to be the IRS, contacting people by phone, text, email, and social media — and sending people to official-looking websites that look just like the IRS.

Blog Topics: 
Money & Credit

Your guide to holiday shopping during a chip shortage

If you’ve been keeping up with the news, you might have heard about a global chip shortage. Why does that matter to your holiday shopping? Well, a lot of things you might buy for the holidays, like toys, have chips in them, so the shortage means prices are going up, and items that have chips can be harder to find.

Blog Topics: 
Money & Credit

What to do if your online order never arrives — and how to get your money back

Shopping online is oh-so-convenient. Haven’t we all bought stuff online when we could easily run to the store (figuratively, of course) and be back home in less than 30 minutes? Because reputable online businesses want happy, returning customers, they make returning something almost as simple as buying it. But what if a seller won’t give you a refund even though you qualify for it? Or what if you ordered something and never got it?

FTC returns $60 million that Amazon illegally took from Flex drivers

Amazon Flex drivers, watch your mail. The FTC just sent almost $60 million in checks and PayPal payments to eligible drivers who had their tips illegally taken by Amazon.

Blog Topics: 
Jobs & Making Money

This open season, is that really the health insurance you’re looking for?

With the 2022 health insurance open enrollment season just around the corner (November 1 - December 15, 2021), now is the time to think about changes to your health coverage. But before you do, make sure any plan you’re considering actually gives you the coverage you seek. Dishonest companies sometimes market medical discount plans or health plans with limited insurance benefits, as comprehensive health insurance. And sometimes they just lie about the “health plans” they offer.

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