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Threatening phone scams are targeting parents and immigrants

Two disturbing phone scams have popped up on the FTC’s radar. Both scams have one thing in common: they want to trick (and scare) you out of money. If you live on Staten Island, pay close attention, since these two scams seem to be targeting people in your area. But we know that scammers don’t often stick with one area, so they could expand their target area any time now.

Fake calling plans cheat prisoners and their loved ones

When people who are in jail or prison want to call family and friends, they can only use official service providers for either collect or pre-paid calls. The per-minute charges for these calls can be costly. And that’s how scammers have found a way to take people’s money.

Blog Topics: 
Money & Credit

Did you get an offer for student loan debt relief?

Having trouble paying your student loan debt? You might get an offer that says you can reduce your monthly payment, or even reduce your overall debt. The offer might look like it comes from the government…and they might tell you that, first, you have to pay a fee. But it’s illegal for a company to ask you to pay a fee up front before they get you the promised relief. And it’s illegal for them to pretend to be from the government.

Non-filers: Expect a letter about your stimulus check

If you don’t usually file a tax return, or didn’t file a return for 2018 or 2019, you might not know you could qualify for an economic impact payment. You might be one of the nine million people getting a letter from the IRS letting you know how to register on their website to claim your payment. The new deadline for filing is November 21, 2020..

Blog Topics: 
Money & Credit

The FTC Chairman is not writing to you

If you saw an email from FTC Chairman Joseph Simons, it wasn’t. From him, that is. Scammers pretending to be him are emailing, though. They’re trying to trick you into turning over personal information, like your birth date and home address, which could help them scam you. So: if you get an email from the Chairman of the Federal Trade Commission about getting money because of an inheritance or relief funds related to the impact of the COVID-19 pandemic — or anything else — do not respond. Do not give out your personal information. But do hit “delete.”

Online Trading Academy email correction

Did you get a letter in the mail from Online Trading Academy (OTA) saying that you’re eligible to have your debt forgiven? Unfortunately, OTA’s letter gave you the wrong email address to use. That means you’ll be getting a corrected notice in the mail shortly.

Blog Topics: 
Money & Credit

Have you gotten a collection call about a debt you don’t recognize?

Nobody likes getting debt collection calls. But have you ever gotten one for a debt you already paid — or you know isn’t yours? Or have you been threatened and harassed by a debt collector until you paid up? If so, we want you to know how to protect yourself.

Blog Topics: 
Money & Credit

What to do when someone steals your identity

Did someone use your personal information to open up a new mobile account or credit card? Or maybe buy stuff with one of your existing accounts? Or did they file for unemployment or taxes in your name? That’s identity theft.

Empowering the Latino community to avoid and report scams

Every year, Hispanic Heritage Month gives us a chance to reflect on the great contributions Latinos have made to society. To keep those contributions coming, it’s important to continue to do everything possible to protect Latinos from fraud. So let us take this opportunity to tell you about the resources we have for you — and tell you how to get them for free.

$147 million in second group of Western Union refunds

Refund checks worth about $147 million are going out to almost 33,000 people who sent money to scammers through Western Union wire transfers. This is the second group of payments related to the Western Union settlement. These refunds are going to people in the US and other countries, including many older adults who lost money to grandparent, lottery, sweepstakes, or romance scams.

Blog Topics: 
Money & Credit

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