You are here

Browse by Topic

Know your rights during Medicare Open Enrollment

During Medicare’s Open Enrollment Period, which end ends December 7, Medicare beneficiaries can choose the plans that are best for them. It’s good to understand what sellers are — and aren’t — allowed to do, so you’ll be prepared if an insurance agent or representative tries to enroll you in a Medicare plan that isn’t right for you.

Blog Topics: 
Health & Fitness

Non-filers: Expect a letter about your stimulus check

The IRS announced “National EIP Registration Day,” taking place November 10. That’s when the IRS and partners will do a final push to reach out to people who don’t normally file taxes. They want to be sure they know that they may qualify for a payment and should register at to request their EIP.

Blog Topics: 
Money & Credit

What to do if someone steals your identity

You know that protecting your identity and personal information is important. And you also know that taking steps to avoid identity theft can make a big difference. But if someone steals your identity, here’s the first thing you do: go to

Temporary stop of COVID-19 evictions: what you need to know

Last month, the Department of Health and Human Services (HHS) issued a temporary order to stop evictions due to the COVID-19 pandemic. While the order provides relief to a large group of Americans, there are some important things to remember.

Online Trading Academy debt forgiveness notices are real

As we told you about in this recent post, Online Trading Academy (OTA) is sending letters and email notices to people who are eligible for debt forgiveness. These notices are real, so don’t delete or throw them away, and check your spam or junk folders in case the email notice was directed there. They have important instructions on how to ask for your debt forgiveness from OTA.

Blog Topics: 
Money & Credit

COVID-19 clinical trial: real or fake? Learn how to tell the difference.

There are thousands of trials underway as companies race to find effective vaccines and treatments for COVID-19. Many of these research studies are legitimate, but some are not. So, if you’re thinking about volunteering for a COVID-19 trial, it’s important to know how to spot the real trials advancing medicine for everyone, versus the fake ones trying to steal your money and personal information.

Overpaid your utility bill? That’s probably a scam

You get a robocall saying you paid too much on a utility bill. To make up for this mistake, they say, you’ll get a cash refund and a discount on your future bills. All you have to do is press a number to get your money and discount. You say to yourself: “What luck!” You might think this strange surprise will help you save some much-needed money.

Sorry but…not so fast. This is probably just another utility scam — or, at best, a marketing trick — to get your money.

Blog Topics: 
Money & Credit

Reporting fraud helps everyone – and now it’s easier to do

You can help the FTC and its partners fight fraud in your community — and you don’t even need to wear a superhero cape (unless you want to). Your story is your superpower. When you tell the FTC about frauds, scams, and other kinds of bad business practices, you’re helping the FTC and our law enforcement partners spot and stop scams. To make it easier, the FTC just launched

Blog Topics: 
Money & Credit

Scams that start on social media

Scammers are hiding out on social media, using ads and offers to market their scams, according to people’s reports to the FTC and a new Data Spotlight. In the first six months of 2020, people reported losing a record high of almost $117 million to scams that started on social media.

How to spot, avoid, and report imposter scams

Imposter scams often begin with a call, text message, or email. The scams may vary, but work the same way – a scammer pretends to be someone you trust to convince you to send them money or share personal information.

Scammers may ask you to transfer money from you bank, wire money using a company like Western Union or MoneyGram, put money on a gift card, or send cryptocurrency, because they know these types of payments can be hard to reverse.