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Military Consumer, your tool for financial readiness

If you’re in the military, your financial decisions can have long-term effects on your family life, security clearance, and mission readiness. In fact, the Department of Defense (DoD) has said that financial readiness is a critical part of the force’s mission readiness. It makes sense: when you know how to manage your money – and how to spot a rip-off – you’re more financially solid. And that helps keep you mission-ready.

Homeopathy: Not backed by modern science

On your pharmacy’s shelves, mixed in with conventional over-the-counter medicines, you might find products labeled “homeopathic.” Marketers of traditional homeopathic products claim they effectively treat symptoms, but lack reliable scientific evidence to support their claims.

Blog Topics: 
Health & Fitness

FTC eyes comments on Contact Lens Rule

The FTC enforces the Contact Len Rule, which gives you the right to get your contact lens prescription from your eye doctor – whether you ask for it or not – at no extra charge. This right also is known as the automatic prescription release requirement. It allows you to take your prescription wherever you want – online or to the mall – to shop around and look for the best deal. Periodically, the FTC likes to take a look at all its rules to make sure they are up-to-date, effective, and not overly burdensome.

Blog Topics: 
Health & Fitness

Shopping for a used car? The FTC has a deal for you!

If you’re in the market for a used car, but don’t know where to begin, the FTC welcomes you to its new webpage, ftc.gov/usedcars.

Blog Topics: 
Money & Credit

FTC sues NetSpend over access to funds

Many people who don’t have bank accounts rely on prepaid debit cards, which you buy and add money to so you can make purchases and pay bills. But the FTC says thousands of NetSpend prepaid debit card holders had trouble getting access to cash they loaded onto the cards, or to direct deposits from their paychecks or government benefits.

Blog Topics: 
Money & Credit

How to defend against ransomware

Last month, the FTC hosted a workshop on ransomware, one of the most serious online threats facing people and businesses today — and the most profitable form of malware criminals use. How does ransomware work? Hackers hold your files “hostage”— often encrypting them — then demand payment, typically in bitcoins, for you to get them back.

Missed the workshop? Check out our videos featuring conversations with security researchers, technologists, law enforcers, and business leaders. Want some bite-sized takeaways? Here are some tips to protect your devices from ransomware, and what to do if you’re a victim.

Do population changes mean changes in fraud?

The U.S. population is getting older and more diverse.  Who are the consumers of the future? How will scammers try to trick them?  On December 6, 2016, consumer groups, advocates, researchers, marketers, and government agencies will gather to explore the demographic changes expected in different communities, and discuss the impact of these changes in the marketplace.  

Blog Topics: 
Money & Credit

Finding Midwestern Common Ground

Last week, more than 140 people came together across two days in Madison, Wisconsin, to talk about how fraud is affecting their communities – and what we can do together to stop it.

Midwest Common Ground Conference - Madison

FTC helps teach teachers about financial literacy

The FTC offers free materials to help people understand money issues. So when teachers from across the country meet annually to improve their own financial literacy, and increase their ability to teach personal finance in school, we’re ready to help.

Blog Topics: 
Money & Credit

FTC sues phone scammers who promised free money

The FTC says that Phoenix-based telemarketers bilked consumers out of millions with fake promises of free grant money and internet business opportunities.

Blog Topics: 
Jobs & Making Money

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