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Economic Impact Payments: May 5 deadline for some SSI and VA beneficiaries with kids

Are you an SSI or VA beneficiary? If you didn’t file a tax return for 2018 or 2019 and have dependent children, you must register with the IRS by noon Eastern Time on May 5 to get an additional $500 economic impact payment for dependents — or else you’ll have to wait until you file your 2020 tax return to get the money.

New funding for Coronavirus SBA loans attracts scammers

If you’re a business owner, you may be planning to apply for a loan through the SBA’s Paycheck Protection Program (PPP) or Economic Injury Disaster Loans (EIDL) program. These programs recently got hundreds of billions of dollars in new funding. But, while you’re focused on getting a loan, scammers may be focused on you: hoping to trick you into giving them sensitive business information, like your bank account numbers, employees’ Social Security numbers, and even your money. Here are some “dos” and “don’ts” to help you stay clear of scammers as you apply for a small business loan.

Blog Topics: 
Jobs & Making Money

CBD, COVID-19 and cancer: The unfounded facts

The COVID-19 pandemic creates the perfect storm of hopes and fears that dishonest business try to exploit with fake promises of protection and healing. But when these promises are not backed by science, the consequences can often cost you money and your good health.

Blog Topics: 
Health & Fitness

Don’t click links in unsolicited text messages

You might be seeing text messages promising money – maybe the economic impact payments, loans for small businesses, or an offer for money you can get. In fact, I recently saw a WhatsApp text message in Spanish that advertised money for people quarantined at home. If you’ve spotted messages like this, I hope you’ve also deleted them. These text messages going around could lead you to a scam or a hacker, but not to anything helpful.

Blog Topics: 
Health & Fitness

FTC sends COVID-related warnings to MLM companies

A business opportunity that promises you can work from home, earn lots of money, and enjoy a lavish lifestyle? Sounds tempting, particularly now, when so many people are out of work because of the Coronavirus pandemic. But letters the FTC sent today to ten multi-level marketing (MLM) companies are a reminder to research an MLM business before investing your money and your time.

Blog Topics: 
Jobs & Making Money

Economic impact payments for U.S. citizens abroad

Are you a United States citizen living abroad? For millions of expatriates, help from home is on the way in the form of COVID-19 economic impact payments. Unfortunately, scammers also are on the way, and they’re eager to pluck the payment from your pocket.

The FTC’s Highlights of 2019

We’re all facing unprecedented challenges now – and the FTC has been hard at work on the trail of many Coronavirus-related scams that are harming consumers. But the rest of the Commission’s work continues apace. For instance, last year the Commission returned more than $232 million in refunds to consumers across the country. Today, we’re taking a minute to take stock of some of the highlights from 2019.

What you should know about payday loans and car title loans

If the Coronavirus pandemic is causing you financial stress, you’re not alone. Millions of Americans have lost all or part of their income because they can’t work. Economic impact payments from the government might help, but some people may look for other ways to borrow money for a short period of time. They may consider options like a payday loan or a car title loan, which can be very expensive. Here’s what you need to know.

Blog Topics: 
Money & Credit

Dealing with debt collectors during the pandemic

Job losses have traveled hand-in-hand with the Coronavirus. If you’re having trouble paying your bills, you’re not alone. Here are a few things to keep in mind if a debt collector calls.

Blog Topics: 
Money & Credit

FTC: Fashion Nova failed to deliver the goods

In normal times, there’s nothing like finding the perfect outfit for a special event. But if you’re like some Fashion Nova customers, excitement turned to disappointment when your merchandise shipped late with no option to cancel, or you got a store credit instead of the items you ordered.

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