The Rap on Car Wrap Scams

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A new variation of the fake check scam is making the rounds. It works like this: scammers place ads on the internet or send mass emails to attract people looking for extra money. They claim they will pay to shrink-wrap your car with an advertisement of a popular company. All you have to do is drive your car as you normally would. 

An easy way to increase your income? Only if you’re a scammer. For the recipient, it’s a losing proposition.  

The scammers promise to pay you a certain amount to “rent” the space on your car, but they send you a check for more than that amount. They tell you to deposit the check, take your share of the money, and wire the rest of it to the company that will wrap your car. Weeks after you wire the money, which could be thousands of dollars, you find out the deposited check was a fake.

It takes only a few days for your bank to make the money available to you, but it can take weeks for your bank to determine that a check is a fake. You are responsible for any check you deposit: when a check turns out to be a fake, you have to pay the bank back. 

These four tips will help you avoid the hassle altogether.  

  1. If someone urges you to wire money, it’s probably a scam. Con artists often insist that people wire money because it’s nearly impossible to reverse the transaction and follow the money.
  2. Don’t send money to someone you don’t know, either in cash or through a wire transfer service. Consider using a payment option that provides protection.
  3. Don’t agree to deposit a check from someone you don’t know and then wire money back. No matter how convincing the story, it’s a lie.  
  4. Don’t respond to any messages that ask for your personal or financial information, regardless of whether the message comes as an email, a phone call, a text, or an ad.  

Should you get an offer that requires you to deposit a check and wire money back:

  • Throw it out. Legitimate companies don’t pay you by asking you to wire money to them. If you’re tempted to investigate the offer, ask for a check drawn from a local bank or local branch. Then, visit the bank in person, give them the check, but don’t withdraw any funds until your bank tells you the check is valid.

Comments

I just had this happen but asked my bank about the check before doing anything with it. I have also saved all the emails and info. Where can I report this scam and let the business named on the check know I have it.

thank you

You can file a complaint about this scam at ftc.gov/complaint.

You also may be able to alert the business named on the check by visiting the company's website and looking for a "contact us" link. 

Wow I got one of their checks with two peoples names on it and I called the phone number on the envelope and of course no one called back. There are things on here we can use to trace these checks. If you have one then email me and I will send mine to you via attachment and you can see how much information is same or different. If you want to do this fine if not I am gonna send my info in in hopes they can get some info about person.

I'll be happy to email you a copy of my check, it's from Save A Lot in Wichita, KS drawn on Citibank account that of course Citibank cannot verify over the phone for privacy reasons and there's no Citibank in my city. My bank said that even if I don't spend a dime of the money, I will still be penalized and my accounts with them will be closed automatically.

Please send ma a copy of your check. I got an offer

I got one, let me know if interested, Just failed believing. If so let me know. I don't need it at all.

I just received a check threw certified mail. They want me to deposit it into my bank and then Sent money threw money gram to to different people . I have a feeling it fraud or its a scam. What should I do.

Did you not just read the info above? Throw it out. It is fraud. Or take it to the police and let it go through the channels. These cyber criminals are most likely outside the US and most likely untouchable by the US. Some of them may even be terrorist raising funds for their cause.

Dam they almost got me, I was so excited but than they said they would mail me a check and I was to cash it take my weekly pay of 500 and give the rest to the detailer who would be applying the wrap. This is the third email first was just the info on the car wrap, so I replied and said I was interested than they asked for address and phone number which i sent but when they said the check was to be cashed and paid to the detailer oddddd, so I looked up to see if it is scam and I emailed Monster. However, I kept getting these calls saying that my computer was infected and that I should log in. I did a phone number reversal and found out its a scam. Dam really they probably are running more than one scam. I reported them to my local Police Dept. Good thing my brother is a Police officer who also works Homeland. This guy who called was very hostile hahaha made me laugh so hard I think i pissed him off even more so he kept hanging up and calling me back saying he was going to keep harassing me, Or so he thought I went into my App Store got ID whitepages app and blocked them and any other number listed as a scam. Thanks for all the great tips and info

Same thing just happened to me. I got the check yesterday. Something smelled really fishy about cashing a check and giving the money to some stranger. I thought, no way. I texted the guy and told him, forget it. I'm out. He wrote back all pissed, but I just stuck to my guns and said no forget it. I told him I was voiding the check and throwing it away.
I really noticed something was wrong when I notice the company name on the check was a John Deer dealer in Iowa. I thought, what would a dealer in Iowa have to do with something like this. That's when I decided to end it.

I answered this ad for clearly Canadians they said they want me to keep 300 and use the rest to pay for the wrap. I almost believed it. They said they mailed me the cheque. I won't be cashing it. I had doubts but you convinced me. Thanks

I answered the same ad!!! I deposited the cheque. But as luck would have it, I didn't see the email giving me instructions to go to the bank and get cash to deposit in their account, so I missed their "deadline" to wire money off to the so-called company. I sent back an email saying I missed the deadline and they kindly game me to 10am the following day. In the meantime my gut was screaming at me to wake up and smell the rotten eggs. The word CASH only I think sparked off the alarm bells. So, I WONT be taking any money out of the bank, I WILL be talking to my bank, and then I WILL share the details of the account I was supposed to send it to with that bank. There is a special place in hell for people like these.

What happened after you deposited the check

I received the same thing from " Sunoco oil " and let me tell you , they sent me a cashiers check " and deposited in my account and it went in as " CASH" so I followed instructions, I do have to wire money to the " Decals guys " in IN but I get my money as CASH

If you deposit a fake check and withdraw money, and the bank later finds out the check is fraudulent, you'll have to repay the  bank for the money you withdrew.

So your bank actually cashed the check

This is the same ad I answered as well. I have been emailing with a Michael from clearly canadian promotions about wrapping my car. Contacted a company where I live about the price to wrap. They said that it should not cost 2600$ to put a decal on my car. I have now been in touch with clearly canadian themselves to see what they have to say.

What did Clearly Canadian say? I got the same email

I had gotten a email last week and responded to them and sure enough they sent me a check as well from American Pacific Mortgage corp, the whole thing sounded fishy esp why is the check company from a Mortgage comp lol so I googled scams and yep found this site and many others so these crooks are still out there and doing this to people grrrrrrrrrrrrr

Okay good. Visit the bank of america now and deposit the $1500 into the detailer account information below Just fill in the name, account number and they process the cash into the account and you get a deposit receipt. Ok I'm picking up my rims from the car shop then I'll be there, I'll have the $500 sent to you in less than 20 min $500 ?? I said deposit $1500 into teh detailer account information given to you. Understood ? I just spent $1459 I'm my rims, can he just do one little sticker?? How is that possible Was that the instructions given to you ?

These people are crazy. This is actual text between me and the scammer. Didn't take him long to realize the joke was on him. I received the fake check... three it away Scammers account info Account Name: OQUA COUTURE Account # 488066058838 Bank of America

Was the guy John bosco he tried getting me as well

yeah, the contact person seems to be a poor english speaker

I received a check certified mail and was told that the money was for my first 2 weeks. I did deposit it but the next day it was gone. Does that mean the bank knew it was a scam and cancelled the deposit?

If you give someone your bank account number they can take your money. If you didn't give your bank account number and have a question about your account, you can contact your bank.

I was almost scammed buy Hiro energy drinks. They sent me a check in the mail and they also sent me a deposit instructions to deposit the check and then let them know that I had done that. A man named Matthew Cui contacted me and asked me if I had received the check and to advise them that I had.

I called this guy today and I spoke to him on the phone after we texted back and forth a few times this morning hand you never did answer my questions directly he just said read the email. So I went back to my phone after talking to him and telling him how I had done some research on the check because there's no letter with the check or anything it was just a check drawn on a on oil exploration company out of Canada.

I told him that I had contacted Citibank about the check and if they had no record of that check it was at that point he hung up on me. I have tried to call him back 3 times to talk to him he will not pick up the phone I've contacted the Better Business Bureau and let them know about this scam but I wanted to let you know that this scam is going on here in Kansas City Missouri and I think something ought to be done about it is Hiro energy drink. I looked up their website it's real pretty website out of Hawaii really beautiful. What I was explaining to Matthew about my doing research on the check I'm calling Citibank financial center and finding out that there was no record of that check because it had been cashed a year before he promptly hung up on me and has not returned my three calls to him since so I know that this is a scam. And it's starting to go around here in Kansas City Missouri and so I wanted to let you folks know about it so you could check into it also. I've contacted the Better Business Bureau here in Kansas City and let them know also. Thank you for your time

Let the individuals know that you have The fund's $$$ And get the necessary info that would help LAW enforcement out one tracking the individuals down, play the game with them.

I just received my check today, and thankfully felt like something was off by the whole process I was told to follow. I'm thankful I found this site with up to date information and help with regards to these kinds of situations. I would like to help put a stop to the specific person involved with the check I received and am willing to play along as you suggested. What steps would you recommend I take once I tell the person I've cashed the check and sent the desired amount they requested? Thanks in advance. I hope I can help to prevent future honest beings from falling into this trap.

If you think the person sent you a bad check, and the person is a scammer, you don't need to communicate with the person again. You could give the bad check to your bank, or contact local law enforcement and ask if they can use it.

You can report this to the FTC at FTC.gov/complaint.

This happened to me as well, got the check deposited it, my bank released $200 against it, which I needed because of being unemployed , NSF on the check, but i will take the hit as it was my stupidity to think it was real, I'm negative in my account but spoke with my bank and we will work it out. Never again will it happen!!

How much was the check they sent you for that you deposited?

i have one ive been holding since jan first when it arrived

I got into this but it was from Dub magazine. Well that's the name they used. It seemed sketchy. I asked for a phone number to speak to someone the number I was given when googled was a scam. Called the actual dub head quarters an they said it was a scam also.

Did you deposit the money into your account? how long did it take to clear ? Was the scammers name Sheila

Sure is Shelia

I recieved the check today. Cant i just cash it at a checks cashed store instead of the bank and that way im not hit with any fees and they cant trace it? Just want to pull one over on these ppl and use there game against them.

I almost got scammed by one similar to this. My bank is online bank so I took to a check cashing place, they made a copy if my license and called to verify check. Supposed issuing bank couldn't verify so they turned it over to the police. If they did cash it they would come after you once it didn't clear their bank and you get hit with fraud charges.

Now think about what you just wrote. If you cashed the check at a check cashing place, and the check is phony how would you be getting over on these people? How would that be using their game against them? If the check cashing place would even cash the check which I don't think they would, the only person who would get screwed would be the check cashing place and well you, when they prosecute you.

How is my thoughts exactly I'm just going to take the check to Walmart or a check cashing store what could go wrong? Haha

Did that work at check cashing place? Thats what I was thinking too or if you take out money and just not wire or send ?

If you cash a fake check, the bank or check cashing place will eventually find out the check is fake. When they do, they'll come to you and you'll have to repay the money you got.

what could go wrong they come after you for fraud and you could be arrested and have to make restitution.

Did you end up going to a cashing place to cash the check? And how did it go?

I got one from this guy named Gibson, for Propell Water. I took it to the bank it was drawn on, feeling that this was a scam, of course it was, when he asked me for my banking information to direct deposit, warning signs went off because I had no paper work I requested. I told him the bank said the check was sketchy and he STILL wanted me to deposit it in my account. Although I contacted local police I told him the bank put a hold on it and when the funds are available I'll text him, then maybe I'll tell him, thanks for the money and sign off. Let him wonder if I really have the money. I gave the bank that it was drawn on the tracking number of the mail and his phone number, let their fraud department take over. I lost nothing but a few hours driving to the bank.

So did you cash it at a cash checking place if so did it work I'm trying to get back at them alsog

If you cash a bad check, the bank or check cashing place will eventually find out the check is bad. When they do, they'll come to you.  You'll have to repay the money you got.

Got a check today for 1680.00 from DUB or shall I say where the check was from...Cincinnati metropolitan housing authority???? Wth....was excited for NOTHING.. HOPE THESE BADTARDS ARE CAUGHT SOON!!

So I too thought awesome some xmas money, received a check today for 1950.00 but I figured too good to be true. I emailed the "company" back and told them I didn't have a bank account and would cash it at Walmart or something. They emailed back and said okay and to let them know after I do so I can be given place to take my car. The business on check is a high dollar California winery.. bank routing number is legitimate but after more research I found first set of routing numbers also correspond to State Bank of India. Then digging more found the entire bottom number on check was a FedEx tracking number from them sending the check certified mail. Obviously I'm not cashing it and will turn it over to police but just out of curiosity if cashed at random check cashing place and then found out it was a scam what would happen? Probably sued for check fraud

Wow I recvd a text then an email. Wrote back and forth now they say they sent a check usps what's wrong with people and their stupid scams. So when I recv ck I will automatically tear it up. Uhhhh

I just received a check for $1950. The theives must be getting better! The company that the check is from, is an auto parts manufacturer in Indiana. Then the money comes from an ecommerce back in another state. But oddly, the envelope was shipped from a Siemans Training Facility in FL!! So this scammer has access to this particular company's postage unit and sent it out on their dime.

I just received a check for 1950.00 on 2/8/16. Then today I get a text from 725-333-5940 from Krist Miller hiring manager of Dr Pepper. telling me to deposit check and let them know when I get the excess funds sent to Graphic Artist Money Gram so they can decal wrap my car. I received it through priority mail. The address on the envelope is Russ Group Inc Suttons Bay MI 49682.I searched for that company with the full address. Brings up a different company.
Now the check is from Hillside Honda from Jamaica New York. The bank is Capital One. I Google the business and it is a real Honda dealership.
To be honest I forgot about emailing back on the car wrap email. I did it about 2 weeks ago and have heard nothing in response. I figured at that point it was probably a scam. I was trying to figure out why Honda was sending me a check when I got the text.
But what company sends a check in the mail with no other paperwork? Going to give to my local P.D. Hope other people read this before doing anything with their checks.

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