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Imagine this: it’s the hottest day of the year. (Or, since we’re getting into Fall, the coldest.) Someone from your utility company calls to say they’re about to cut off your power. You check the caller ID, and it looks like the right number – at least, it’s in your area code. You know you’ve paid your bill, and you can’t imagine what happened – but you also know you can’t afford to lose power.  So what do you do?

According to the Pew Internet & American Life Project, almost 9 out of 10 Latino teens have access to the internet. And with tablets and smartphones, they could be online away from your home and your watchful eyes—even the ones in the back of your head.

As a parent, there’s a lot you can do to protect your kids online. And you don’t have to be tech savvy to do it. Research shows that the best way to protect your kids online is to talk to them. So where can you start? This video helps you talk to your kids about being safe online.

September is National Preparedness Month and a good time to prepare your family, pets, and property for extreme weather situations. The FTC has information to help you prepare for, deal with, and recover from different aspects of a weather emergency.

Yet another text message. Who’s this one from? Seriously? A debt collector?

Getting texts from debt collectors might be annoying, but it’s not illegal. What is illegal is an incomplete disclosure and a harassing or deceptive attempt to collect money. For example, it’s against the law for debt collectors to pretend to be attorneys or falsely threaten to sue you, regardless of how they communicate — through texts, through letters, or through phone calls.