During the school year, parents are asked to sign many forms. In the wrong hands, the personal information on these forms can be used to commit fraud in your child’s name — to apply for government benefits, open credit card accounts, or apply for a loan.
When children are victims of identity theft, the crime may go undetected for years — or at least until your child is old enough to apply for a job or a loan, or rent an apartment. But there are laws that help safeguard your family’s personal information.
Have you received an official-looking letter saying you won a foreign lottery or sweepstakes? Responding to it can be tempting: After all, maybe there’s a possibility that you won some money that could turn your dreams into reality!
After a flood, your home and its contents may look beyond hope, but many of your belongings can be restored. If you do things right, your flooded home can be cleaned up, dried out, rebuilt, and reoccupied.