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Consumer Information Blog

FTC says “Success By Health” is a pyramid scheme

Earn UNLIMITED income! Quit your job! Change your life!
Do we have your attention? Good! Are you rolling your eyes? Even better. That means you’ve heard warnings about illegal pyramid schemes that masquerade as legitimate multi-level marketing (MLM) businesses and promise life-changing income, but take your money instead.

Blog Topics: 
Jobs & Making Money

Credit repair: Fixing mistakes on your credit report

If you’ve been reading our new year, new credit series, then you have your credit report and learned how to read it. But what if you see mistakes? Maybe it’s an account that you didn’t open, an error in your name or address, or a bankruptcy that doesn’t really belong to you. Here are tips on fixing your credit, while avoiding scams.

Blog Topics: 
Money & Credit

2020 Census jobs: It costs nothing to apply

We saw it with the 2010 Census: scammers lying to people about the availability of jobs as census takers, and charging fees to help people get those jobs. If history is any indication, the scammers will likely be back at it for the 2020 Census. Knowing how the recruiting and hiring process works will help you spot, avoid, and report scams.

Blog Topics: 
Jobs & Making Money

Reading your credit report

You’re getting your financial life in order in 2020. Yesterday, we explained how to get your credit report. Now that you have it, you want to know what it means. Here’s where to start.

Blog Topics: 
Money & Credit

Getting your credit report

Now that you know why credit matters, it’s time to get your credit in order. Sometimes the hardest part is getting started. The first step is to pull your credit report.

Blog Topics: 
Money & Credit

New year, new credit blog series

With the start of a new year, many of us want to get our finances in order. We often think about budgeting, but what about credit? To help you get a handle on credit, we’ve put together a four-part blog series: (1) why does your credit matter; (2) getting your credit report; (3) reading your credit report; and (4) fixing your credit report.

Blog Topics: 
Money & Credit

Free cruise? Try illegal robocall with an upsell.

The recorded message made it sound easy — take a phone survey and get two free tickets to go on a cruise. But, you guessed it, it wasn’t that simple. The call was an illegal robocall. And those free tickets came with a catch.

Today the FTC announced charges against the operators of a “free cruise” telemarketing scheme that made millions of illegal robocalls and dialed numbers on the National Do Not Call Registry. The callers also faked caller ID information so it looked like the call was coming from a local number.

Protecting small business from imposters

Opening a business requires planning, elbow grease, and probably some paperwork to register your new company with your state or local government. And that’s where some not-so-honest outfits may try to confuse you into thinking they’re from the government and that you need to pay money to complete your registration. Their mailings look like an official bill for documents to complete your registration – and may even include what looks like a government seal. To convince you it’s legit, the mailer may include your business identification number. To get you to pay, the mailer claims that you need to hurry up and pay or you could be in legal hot water.

But here’s the thing: the people behind the mailers are not from the government and you probably don’t need the paperwork they’re talking about, at least not to complete your registration. At best, you’ll get overcharged. At worst, they could be scammers who steal your money or account information. What can you do to steer clear of these schemes?

Blog Topics: 
Money & Credit

Would you rather save $5,000 or lose 5 pounds?

If you picked the money, you’re not alone. As we start 2020, many of us are making financial resolutions. Of course, saving more or paying down debt sounds great, but getting started can feel overwhelming. Don’t worry – the FTC has five ideas for things you can do to start the new year off right.

Mind your work-at-home business

Starting a work-at-home business can give you the flexibility to set your own hours and be your own boss. But when you search online or get ads by email, you’ll often find scammers instead of a real opportunity.

Blog Topics: 
Jobs & Making Money

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