Counsel, FTC, Division of Consumer and Business Education
According to a recent survey, half of Americans dread holiday shopping. Whether you love or hate it, we’ll be in the thick of the season before you know it. Doing some advance planning can take the edge off that dread. If you’d like some tips on making the most of holiday shopping, join us for a Twitter chat with the Department of Defense's Military One Source, the Consumer Financial Protection Bureau, and Military Saves on Thursday, November 6 at 2:00pm,Eastern time. We’ll discuss our tips on saving and budgeting for holiday expenses, being a savvy online shopper, steering clear of online scams, and what to do if you run up too much debt during this time of year. We’d especially like to hear from all you servicemembers, veterans, and military families out there. Use the hashtags #MyMilFam and #MilConsumer to be part of the conversation.
I know, you’re probably still eating the leftover Halloween candy and here I am talking with you about the end of year holiday gift giving season. I mean well, really I do. With a little planning, you can take the daze out of the holidays and save a few bucks, too. So here are a few tips to consider.
You want to buy a car and need financing, but your credit isn’t so great. Most dealerships have a Finance and Insurance (F&I) Department that will tell you about their financing options. To get the process started, the F&I Department will ask you to complete a credit application, which includes your monthly income and information on current credit accounts, including debt you owe. At least that’s how it’s supposed to work.
You want the best for your baby. So when you see an ad for formula that claims to help reduce the risk of your child developing allergies, you might be willing to give it a try. Well, hang on to your wallet.
Okay, so you had some reservations, but you finally decide to try this online dating thing. Your cousin met the love of her life online, so it’s worth a try right? You find a site that offers free membership so you can browse for possible dates without paying up front.
“Unlimited data” sounds great, right? Browse the Internet, stream videos, use GPS, even make video calls – all to your heart’s content. But what if you bought an unlimited data plan and then weren’t able to do all those things? That’s what happened to some AT&T customers.
All of us are part of some kind of community, however we define that. Asian-American. Service member. Latino. Older adult.
Here at the FTC, we’re wondering what the marketplace looks like in different communities, and thinking about how fraud creeps in. We’ve seen some examples of fraud targeting specific groups. In fact, we recently filed a case against alleged phone scammers who targeted older adults, pretended to be from Medicare, and took millions from consumers’ bank accounts.
But we want to hear from people working in different communities directly: what does fraud look like where you are?
Nothing like a hot cup of coffee and the morning paper to start the day, right? Well, for many subscribers and newspaper publishers across the country, bogus renewal notices are leaving a bitter taste.
When you want free consumer information — for yourself or a group — the FTC is ready to take your order. Looking for identity theft brochures to share with your book club? We’ve got them. Online safety handouts to use in the classroom? Right here. Bookmarks about charity fraud to distribute at a community fair? Absolutely. Our new and better bulkorder site is your gateway to almost 200 free publications for consumers and businesses.
The FTC has seen some truly abusive phone scams. But, in a case announced today, Centro Natural scored a hat trick. According to the FTC’s complaint, Centro Natural violated the Telemarketing Sales Rule, including the rules of the Do Not Call Registry, the FTC Act, and the Fair Debt Collection Practices Act.