Attorney, Division of Consumer and Business Education, FTC
Is your home a pack rat’s paradise? You’re not alone.
As you start spring cleaning, are you wondering what to keep and what to shred? We’ve looked at experts’ advice and compiled this summary of how long they recommend keeping certain documents. Put our handy graphic near your shredder as a guide.
What happens when you pay someone who says they’re going to help you, and they don’t? Well, in the case of HOPE Services, the FTC came calling.
Here’s the story: According to the FTC, a group of companies and individuals doing business as HOPE Services told consumers facing foreclosure they could get help from legitimate, government-backed programs, like Making Home Affordable — but only after they made three monthly trial payments into a so-called mortgage lender’s trust account.
The devastation caused by a massive earthquake in Nepal and the Katmandu Valley region has left many people asking how they can help. If you’re looking for a way to give, the Federal Trade Commission urges you to do some research to ensure that your donation will go to a reputable organization that will use the money as promised.
Look at the label on a bottle of diet pills or another weight loss product. What ingredients do you see? Unfortunately, you might not be seeing the whole picture.
The Food and Drug Administration (FDA) has found hidden drugs and chemicals in hundreds of over-the-counter dietary supplements — even in so-called “natural” diet products. The FDA’s website offers a running list of tainted weight loss products, along with a helpful video: Being Fooled by Empty Diet Promises.
The Federal Trade Commission and Consumer Financial Protection Bureau don’t play games when it comes to making loan servicers pay for illegal and unscrupulous behavior. Case in point: Green Tree Servicing LLC.
A couple of weeks ago, we told you about a sweepstakes scam using the FTC’s name to get people to send money. Now, there’s another sweepstakes-themed FTC imposter scam, and this one lays it on thick.
It starts with a letter from a lawyer in California. He says the FTC appointed him to notify you about a claim [spoiler: we didn’t], and includes a letter from FTC Commissioner Joshua Wright enlisting his help [spoiler: it’s fake].
After a long, hard winter, aren’t you ready for spring? Baseball, bike rides, barbecuing…but spring also carries with it the risk of severe weather, including dangerous storms, flooding and tornadoes. Here are some tips to help you prepare for a spring weather emergency.
Every spring, the FTC issues its Annual Highlights for the previous year. It’s like a corporate annual report, summarizing what we did and how we did it. Interested in our mission to protect consumers? Here are some of 2014’s highlights.
The caller is irate, intimidating and — despite the foul language — sounds convincing. He says you must make good on a payday loan or your wages will be garnished. If you applied for a payday loan before, you might start questioning your memory: “Did I miss a payment? The caller has my information, so this must be legit…”
The last thing you need is a short paycheck — especially if you’re already in a bind. So you pay. Thing is, you don’t owe them a dime. It’s a scam.
When struggling homeowners paid thousands of dollars in upfront fees to Wealth Educators, Inc., they expected help avoiding foreclosure. Although the “law firm” was quick to take their money, it did little or nothing to help save their homes, according to the FTC. And the “law firm” bit was all an act.