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If you’re concerned about identity theft, data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

What is a credit freeze? Does a credit freeze...

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s...

A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by asking one of the three nationwide credit bureaus. It has to put the alert on your credit report and tell the other two...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in...

You may be considering whether to place an extended fraud alert or a credit freeze on your credit report. Both are free. But there are important differences between these two options:

An extended fraud alert means that a business must verify...

Do you work or volunteer with people who are concerned about debt or want to improve their credit? Then you might be interested in these three new free booklets. Delivery to your home or office is free, too. Each booklet also is available as an...

Looking for stronger ways to protect your credit? Thanks to a new federal law, soon you can get free credit freezes and year-long fraud alerts. Here’s what to look forward to when the law takes effect on September 21st:

Free credit freezes...

April is Financial Literacy Month, and a great time to get your personal finances on track. Here are a few tips to help you get started.

Create a budget. The first step toward taking control of your financial life is to find out how much...

Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights under federal law. Depending on where you live, your city or state may offer additional...

Are you wondering how to fix your credit? No one can legally remove negative information from your credit report if it’s accurate and current. But there are steps you can take to fix errors and improve your credit.

Maybe you’ve heard...

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