Tag: credit report

This sample letter will help you ask credit reporting companies to remove fraudulent errors on your credit report. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures...

This sample letter will help you close new accounts an identity thief opened in your name. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

 

This sample letter will help you dispute fraudulent charges on your existing accounts. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

If errors on your credit report result from identity theft and you have an Identity Theft Report, ask the credit reporting companies and business to block the disputed information from appearing on your credit reports. The credit reporting...

If you find mistakes when you review your credit reports, send letters explaining the mistakes to the 3 credit reporting companies and the businesses involved.

What To DoWhat Happens NextWhat to Do

Here's how to start the process:

Write...

If you are a victim of identity theft and have created an Identity Theft Report, you may want to place an extended fraud alert or a credit freeze on your credit file. There are important differences between these two options:

A freeze...

Identity theft protection services can help you monitor your accounts. They can place fraud alerts or freezes on your credit reports or remove your name from marketing mailing lists. Many people find it valuable and convenient to pay a company...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in...

When you apply for a job, employers look at the application you complete and the resume you prepare. Some employers also check into your background before they hire you. A background report can include:

your credit history your criminal...

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