The Equifax Data Breach: What to Do

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If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people. And they grabbed personal information of people in the UK and Canada too.

There are steps to take to help protect your information from being misused. Visit Equifax’s website, (This link takes you away from our site. is not controlled by the FTC.)

  • Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you’re on a secure computer and an encrypted network connection any time you enter it. The site will tell you if you’ve been affected by this breach.
  • Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until January 31, 2018 to enroll.
  • You also can access frequently asked questions at the site.

Here are some other steps to take to help protect yourself after a data breach:

  • Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting Accounts or activity that you don’t recognize could indicate identity theft. Visit to find out what to do.
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.
  • Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  • File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.

Visit to learn more about protecting yourself after a data breach.

Note: This post was updated on October 5, 2017 to reflect that Equifax extended the enrollment period for free credit monitoring from November 21, 2017 to January 31, 2018.




Never received a letter. Found out from news. Tried to enroll online. Impossible. They do not take my calls. . In fact all of them have too much power. Including denial of employment because of low scores. (in many cases job loss), etc wish I could sue them. Also victim of TMO breach among others

Credit Monitoring & Lock Service should be indefinitely, not just 1 year.

I find it hilarious that they tell you that you have been compromised, but when you enter your information, it states that your information doesn't match their records. Their records??? You mean the ones they allowed to be compromised?? You mean to tell me that outsiders have more access to my information than I do?? Equifax should just close down!!!! They are killing some of us financially!!!

I can't check to see if I have been exposed to the breach on the Equifax website because when I click the link to check my virus protection aborts the connection due to the site coming across as a phishing site. Equifax re-directs to their Trusted Premier Product to check. I have trust issues now so will trust my virus they protection. I was only going to check because I feel they should pay for monitoring if my info is vulnerable or has been breached through them.

"Note: This post was updated on October 5, 2017 to reflect that Equifax extended the enrollment period for free credit monitoring from November 21, 2017 to January 31, 2018." ....So... call me crazy but it is august ninth of 2018 right? I just NOW get this news????

I am figuring out this course its been a journey.

This protection needs to be updated for at least 5 years to life.



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