Unwanted Calls, Emails, and Texts

Did you get a text with a picture of what looks like an official notice of a traffic hearing? You’re not alone. The FTC has seen a spike in reports about this text scam in the last month. It’s just the latest story of how scammers are trying to separate people from their money. Here’s how this scam works — and how to avoid it.

If you’re signed up for a rewards program, you may have gotten texts warning that your points are expiring soon. A message like that may catch your attention, but people are reporting to the FTC that some of those messages aren’t real — and come from scammers. So how can you tell which messages are real and which are phishing scams?

Did you get a call or text saying you’re eligible for thousands of dollars in unclaimed property? Don’t get excited yet. It might be a scammer looking to steal your money or personal information. Here’s how to avoid that scam — and find out if a government agency has money, stocks, or another asset that belongs to you.