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Phishing: Don’t take the bait

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Phishing is when someone uses fake emails or texts – even phone calls – to get you to share valuable personal information, like account numbers, Social Security numbers, or your login IDs and passwords. Scammers use this information to steal your money, your identity, or both. They may also try to get access to your computer or network. If you click on a link in one of these emails or texts, they can install ransomware or other programs that lock you out of your data and let them steal your personal information.

Scammers often use familiar company names or pretend to be someone you know. They pressure you to act now – or something bad will happen.

The FTC’s new infographic, developed with the American Bankers Association Foundation, offers tips to help you recognize the bait, avoid the hook, and report phishing scams.

Please share this information with your school or family, friends and co-workers. You can also test your knowledge by playing this al-luring game.

Want to avoid the latest rip-offs? Sign up for free consumer alerts from the FTC at

Phishing is when you get emails, texts, or calls that seem to be from companies or people you know. But they’re actually from scammers. They want you to click on a link or give personal information(like a password) so that they can steal your money or identity, and maybe get access to your computer.



Thank you. It's good to receive such messages from FTC. How about building some tools that will appear along each link in browsers allowing us to check against a known DB of scammers. Please innovate and lead, don't always be playing catch-up.

This is extremely helpful especially to our senior citizens. I will pass this to our Senior and Chamber centers
Thank you

Thank you FTC for giving us the addresses where we can report these scumbags!! I've always tried to get as much info from them before I report them to you, even though I know it's all felonious names etc. Now at least I have other places to go. The one thing I hate the most are the automated calls with live (?) people (had one yesterday & she was a real person) who keep calling about #1 my credit or #2 saying because of my credit I qualify for blah blah blah. My # is on the DO NOT CALL list but it hasn't done any good from these piranha.

When/if I see an e-mail that I do not recognize all I do is hover over the senders name with my cursor. If I see that it is something other than ANYTHING that I recognize I delete it. I never open suspected sites without doing this.

Seems as though reporting scams, phishing, etc. does no good whatsoever. FTC doesn't make it easy to report phishing phone calls, and the "Do Not Call Registry" seems like it's just a great source of numbers for the crooks.

Knowing where to report these incidents is so very valuable. I have noticed an extreme increase in the number of calls. Blocking the callers is nearly futile as I counted one caller s having a minimum of 16 phone numbers they called from changing only the last or last two digits. Thank you FTC for all you do.

Very good way to test a person's awareness for identity theft which is a travesty to anyone especially, Senior Citizens...everyone is not financially secure and would not want this to happen to anyone!! Thanks

To the complainers who expect the FTC or some other entity to protect them from themselves: What do you think these posts are? If you read them or the myriad news stories, you know not to answer calls from a number you don’t know or respond to emails from entities you don’t know. Take responsibility for yourself.

You mention that phishing tactic mentions no name. So, we should be weary about correspondence with no name addressed to us.
I recently received mail by the post office from the US Census urging our household to answer personal questions, starting with the names & ages of our children (If any) and it didn’t address any name or to the attention of.... I thought that was pretty weird. And it came with a small donation for volunteering information. I didn’t think it was real, so I threw it in the trash along with the donation. It could’ve been counterfeit.
($ big deal) But, 2 weeks later we receive another one with a $10 donation wanting us to indulge information AGAIN with no name addressed!! I tried googling and using social media if anyone else was receiving correspondence like this but haven’t received any info from either sources. Still, to me, it seemed kinda ‘phishy’ (no pun intended)

why doesn't the FTC go after the phone company because they control the phone numbers and where all these calls are coming from they must do thousands of calls a day seems like everyone get several every day

You are so right. I’ve asked them the same question over and over.

I agree do not answer these calls however so far have gotten 10 unknow calls trying to get me to answer. I am over 80 with medical problems. one keeps leaving a message on machine about my student loan.?? how to cope is getting to be a problem.

Recently phished on Twitter showing a lovely family posing for not for profit political gp, it was locked by Twitter- tk God.

Has anyone been receiving phone calls with the person saying they just missed my call and I haven’t called them. This is happening about 20 times a day from different numbers

I got a call tonight from the phone number 866-931-7075 claimed to be social security but I didn't think that I would get a call from them at almost 6:00 pm so I didn't give any information just hung up not sure if it was really SSA or not hope I did the right thing

Criminals are now collecting recordings of voice from the unsuspecting public (or even targeted individuals) because your voice can be inserted into scripts and used for crimes carried out digitally and by phone. Is that not right?

Do you have advise on how to fix the problem if I have already mistakenly given out my personal and bank info?

Received instance message via Facebook showing a picture of a very old friend. Old friend says seniors are receiving money from a fund Pennsylvania. He says "I will send you the link" Man says his name is Thomas Steven. I call my friend and he says he knows nothing about this.

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