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$153 million in Western Union refunds

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Refund checks worth about $153 million are going out to over 109,000 people who sent money to scammers through Western Union wire transfers. The $153 million is a portion of the money Western Union paid when it reached settlements with the FTC and Department of Justice and agreed to create a strong, anti-fraud program. Western Union also admitted to criminal violations in its settlement with the Department of Justice.

The first refunds are going to people who signed and returned a pre-filled claim form and agreed with the dollar amount stated on the form. The refund administrator, Gilardi & Co., is verifying claims that need additional information. Other people who filed claims will get refunds later this year.

The refund checks will come from “United States v. The Western Union Company.” If you’re in the US, you have to cash or deposit the check within 90 days. If you got a check but don’t agree with the amount, you can cash the check and contact Gilardi & Co. For more information about refunds, contact Gilardi & Co. at 844-319-2124 and go to Learn more from the FTC at Western Union Refunds.


Tagged with: money transfer, refunds
Blog Topics: 
Money & Credit


Will there be a way to verify the validity of the checks presented for cashing?

Are you asking how a bank can verify the validity of a check that is presented? The checks are issued by United States v. The Western Union Company. If you have a question about a check, please call the refund administrator at 1-844-319-2124. 

My check came from the US Treasury. Is that correct? No where on the check is the Western Union Remission referenced.

The refund checks that we announced in this blog post say United States v. The Western Union Company on the check, and they come with a letter that explains why you're getting the check.

They don't say US Treasury. 

Can I still refund my money? I had sent money last nov 2019 to scammer

No, the deadline has passed to ask for a refund from this program.

But you can still report the problem. If you lost money to Western Union, call the Western Union Fraud Hotline at 800-448-1492. If you used MoneyGram, call the Customer Care Center at 1‑800‑926‑9400.

And also report to the FTC at 

Am I just at a loss

I was scammed out of all my savings. Some by Western Union and some by Money Gram. Will any of that be returned to me? I am elderly and physically handicapped to a degree. How do you determine who gets refunded?

Did you get a form from Gilardi & Co. that showed how much you sent through Western Union? Gilardi & Co. is the refund administrator that handles Western Union refunds for the US Department of Justice.

People who signed and returned those forms are getting refunds now. 

Grate Job By you FTC

yes i'm sorry to inform you but that was the same for i think for 2 years the same as you write now and i sent my documents by registered letter and i got no answer, not even a cancellation. I lost € 17,000 at the time so it will not be paid back. sorry

The refund administrator is still reviewing some claims.

Some people will get refunds now, and some people will get refunds later this year. You call the administrator at 1-844-319-2124 if you have a question about the documents you sent.

Nobody answers the phone

Keep trying. It's likely this COVOID-19 fiasco that has limited their ability to answer all calls. I did speak to a live person last August.

The administrator Gilardi verbalized that it is the DOJ causing the delay in issuing the remission checks. Stating that DOJ is reviewing the claims, but the volume is so great that it is taking time. I get this, but 3 years ?.?

I talk to someone today and I was told there was a batch that went out last Friday but they were for the people that already received their check but had issues with them. Wow they were fast on that fix. What happen to the rest of us. Something isn't right.

Wondful news, will the people outside US also get the Check the next Weeks. I am from Germany

Yes: The first refunds are going to people inside the US and outside the US,  if they signed and returned a pre-filled claim form and agreed with the dollar amount stated on the form.  

The refund administrator, Gilardi & Co., continues to verify claims that need additional information. Other people who filed claims will get refunds later this year.

Yes i got a mail some month ago how much i will get back

I signed & returned my pre-filled claim form & agreed with the dollar amount and I still haven't received my refund.

I haven't either!

Me neither

So when is later this year? It is already September?!

One good news, I need money now.

When was this published so you could get in on lawsuit?? Never heard a word about it and I lost over $9000, to 2 different scammers.

On January 19, 2017, we published a blog global settlement with the FTC and the US Department of Justice, when Western Union agreed to return $586 million to people and create a real and strong anti-fraud program. 

I was scammed and they said it was barely too late. This is unfair. Never use WU!

I was scammed all of my inheritance , a fraction from Western Union was mid-used . I understand I missed the deadline to apply for a refund but I am hoping I can still apply and that there will be some left for me!! Thank you so much . Ellen Finlan

How did some people get prefilled claims. Also when I filled out the original form it told us to list all things. I lost over 9000, but that was back in 2010, and I didn't have all the receipts for all that, so they told me I could only get the money back for the receipts I specifically had which was about 4500. Don't they have records of any of that? It's just I'm only getting about half of it back and thank goodness I had those scanned on an email, or i wouldn't have had proof of any. The rest of the receipts I gave the person the number over the phone so there was no email record of it.

I did have emails that showed that they had asked for it or had received it, but I didn't have the numbers to prove it, so they told me all those didn't count. I could only get refunded on what I had actual receipts for.

I qualify, but never received the form. How come?

For more information about refunds, contact Gilardi & Co. at 844-319-2124.

Thank you

I have had to move a lot since my husband's passing. I never got a letter. I lost a ton of money in 2 scams - one involving Jamaica and one involving Ghana. Is there any chance for me to retrieve any of it? We are talking in the realm of $25,000 total.

Did you file a claim with Gilardi & Co. before May 31, 2018? The refunds we're writing about in this blog are going to people who filed claims and are already involved in the refund process. If you filed a claim and are involved in the refund process, you can call the refund administrator at 1-844-319-2124 to ask about your claim.

Wat about walmart to Walmart

Walmart to Walmart transactions are not related to these refunds.

The people should thank GOD for the work that you do and I do and Thankyou too

I never received any notification of this going on in the first place. I had reported the necessary information where I was directed back in 2013. How does one get missed for this. I think I even saved all my Western Union receipts

My mother lost over $250,000 to a scammer. Much of the money she sent to him was through Western Union and MoneyGram. (Then later green dot cards). The money was sent to the scammer from about 2009-2014. By the time she died in 2018 she was penniless (having given every penny she had to the scammer) and on Medicaid. I wish I had known about this reimbursement program then.

Thank you for letting us know. I was wondering about it.

My brother ( now dead by suicide) was scammed out of over a hundred thousand dollars, most of which he sent through Western Union, before they finally cut him off and wouldn't allow him to send money to the Philippines anymore. He then changed over to PayPal, sending thousands more. Is there any way any of that money can be gotten back? Thank you.

The deadline to apply for refunds through this program was May 31, 2018.

Where is my refund?

What’s the point of contacting Western Union or Moneygram if the deadline has passed? I’m curious. Thanks

The deadline for this refund program has passed, but you can always report a scam to a wire transfer company and ask for assistance, and report to the FTC so law enforcement has the information for investigations.

We submitted all our money sent to gillard On the computer Forms they had. I listed ever single one. I have receipts for every single transaction. It’s been over two years since I submitted all of our information. We got letters stating that we claimed more than you had record of. I find that a bit ludicrous since I had all my receipts. You have all the information on your computer. I still haven’t received any of my money. Neither has my aunt. Neither has my daughter or neighbor. Our you holding our money to collect interest or something more sinister? I have contacted the fbi again about this delay. C groves in Missouri city.

I filled out a prefilled claim on line will i get my refund soon or later just asking thank u

Did you get a claim form in the mail that showed a dollar amount? The first refunds are going to people got claim forms in the mail that showed a dollar amount, and signed and returned those forms. Other people who filed claims will get refunds later this year. 

I get what you saying but you had a option whether to mail the form in or do it online and I'm yet to receive my refund yet either and yes I did my form online even though I could have mail but I did it online so it can be process faster. my form did have a dollar amount on it and I wasn't even included in the first batch of refunds when I even submitted the form round December 2017. They next batch anticipated in 120 days after the March 10th date and yet still no refund and the 120 has pass now. So if the doj can easily get stimulus checks out why is this taking so long and coronavirus was around in March so thats not really no excuse.


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