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Did you get an offer for student loan debt relief?

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Having trouble paying your student loan debt? You might get an offer that says you can reduce your monthly payment, or even reduce your overall debt. The offer might look like it comes from the government…and they might tell you that, first, you have to pay a fee. But it’s illegal for a company to ask you to pay a fee up front before they get you the promised relief. And it’s illegal for them to pretend to be from the government.

Because of the pandemic, people with federal student loans have some protections until December 31, 2020. People with student loans can also take steps to handle their student loan debt. Start by learning to spot the scams:


Then, read more about managing your debt.

Have you spotted a scam? Report it to the FTC at And be sure to keep up to date on what the FTC is doing by signing up to get Consumer Alerts.


I am saying that over and over. In my knowledge I said the truth. Some loan students services are involve with fraudulent misrepresentation in the years 2010's and so on. I have prove of that. Evidence not lie, word is

Yes. Practically on a daily basis

I get calls all the time from places claiming they can help me with my student loan debt. Well, I don’t have any student loans! Last time I went to college was over 20 years ago and was covered by my employer! I don’t answer such calls and report them to the do not call web site!

I have received calls like this from phone numbers beginning with 713-494 exchange. They started about 3 months ago, and they are non stop. Can someone put a stop to this?

I have been getting these calls for the past few years now. I don't have a student loan. The one I had was back in 1985 and was it completley paid by 1986.

We get robocalls regarding our "student loan debt" all the time. We do not and have never had student loan debt and are in our 60s. I have attempted to get them to stop calling us, but they just keep using different phone numbers. If you get a person, they hang up on you.

I receive phone calls a lot saying my student loans are overdue. I don't and NEVER had student loans. I told them that. I also said I'm 68 years old and, if I still had student loans, I would be one stupid student.

I fell for this. Didn't help me at all. And I paid them 799

All day everyday! Sometimes as early as 6-7am!!

I never took out loan,I went on War Orphan benefits and still get 2-3 calls a week after I asked several times to be removed from list.......Aggravating!

Used to get them like clockwork. Now, it's something else. I never had a student debt and the only time I ever talked to them, I told them so. Since then, I just see what number is calling and if it isn't someone I know, I just hit the "decline" button. If someone wants to leave a message on my voice mail, I'll listen to part of it, before deleting it. I've reported several numbers to you guys.

I’m pretty sure my family is in the middle of getting scammed. The company we’re dealing with already took out over $200 for the past 2 months. Their company name is one name and the company taking the ACH withdrawals has a different name. I still haven’t sent them the paperwork they’re requesting to finalize application. Wow!! Who do I call about our situation.

You could call a consumer protection agency in your state or your state attorney general to ask about the company. If you have the company your bank account number so it could automatically take money, it can keep taking money. If you want to stop the withdrawals, contact your bank.

How annoying that I continuously get calls about student loans when I have no student loans at all! I’ve been out of college since 1991. I paid off my student loans in full at least 25 years ago.
I don’t understand why these calls are able to continue when so many people report these fraudulent callers.

I get calls mon to friday. Wish i would get a call
from the real student loan debt relief companys because i really could use some help w my student loans

I get at least one telephone call about student-debt relief! every week and I never took out a student loan! If I apply for a student
loan because I am going back to school is this going to increase??

If just gets more and more muddled!

Yes, I also have gotten this call...but I do not have any student loan debt.

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