Faking it — scammers’ tricks to steal your heart and money

Image of cupid and heartNot everyone using online dating sites is looking for love. Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. They profess their love quickly. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Why all of the tricks? They’re looking to steal your money.

As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud. Here’s how it works: The scammers set up dating profiles to meet potential victims. After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account. The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country. Victims think they’re just helping out their soulmate, never realizing they’re aiding and abetting a crime.  

Here are some warning signs that an online love interest might be a fake. They ask you to:

  • chat off of the dating site immediately, using personal email, text, or phone
  • wire money using Western Union or Money Gram
  • set up a new bank account

Did you know you can do an image search of your love interest’s photo in your favorite search engine? If you do an image search and the person’s photo appears under several different names, you’re probably dealing with a scammer. And if the person’s online profile disappears a few days after they meet you, that’s another tip-off.

Here’s the real deal: Don’t send money to someone you met online — for any reason. If your online sweetheart asks for money, you can expect it’s a scam.

Unfortunately, online dating scams are all too common. There may be tens of thousands of victims, and only a small fraction report it to the FTC. If this happens to you, please report it at ftc.gov/complaint — click on Scams and Rip-Offs, then select Romance Scams.

Blog Topics: 
Money & Credit

Comments

I have seen this a couple of times. I can tell by their english. One guy, when I asked what he did for a living, he said I sell metal canned food. No salesman in the US would ever say that. This man was supposable from California.

Helen Christiana Terry is a name a scammer has stolen and is using it to extort money from men saying shes a nurse in Nigeria with UNICEF when I contacted UNICEF after she emailed me and I noticed poor english for a nursing student they told me she was a fraud she or whom ever is still using the emails to commit fraud

Please, I think my so called boyfriend is a Nigerian scammer. Someone help me. My heart is to invested. I don't wanna leave him .but I found out he is saying the same thing to other woman. I called him out n he . I need to know y they disappear on the week end please someone any one.

Hello Melanie, I feel what ur going thru, I met someone in EH and his voice didn't match the pic but to find out neither was the pic..in which came clean with but I still believed n him until he asked for my financial support..At that time everything about him I was Leary..I didn't send money and that changed the relationship.He is an African man who lived n LA but was doing "business" n Australia.. Even at time if connecting I tried to do research in him but hit a brick wall..he has a Facebook(I don't) but there is more of story and yes I totally understand how u feel but wanted to say u r not alone..keep ur head up,don't do ANYTHING u don't feel comfortable n doing

Hi Ladies:

I'm so sorry for your pain. These online scammers have no sense of decency. If you notice only one pic or this person escalates his emotions quickly - even before meeting! Then chances are he's a scammer. True love comes from meeting the person face to face, learning about each other in broad daylight - not over the internet!! Don't let yourselves be tricked into thinking these con artists are sincere.

Recently, I was scam by someone from a online dating for money. What do i do? I am lost and don't know how to get out of this situation.

If you gave the scammer your bank or credit card account numbers, contact your bank or credit card company and ask how to protect your accounts.

Please report this to the FTC at ftc.gov/complaint. The details you give will go into a database that law enforcement uses for investigations. If you sent money by wire transfer service, you can report the scammer to the company.

i am tera 22 reporting the name of LT.GEN.BEN HODGES i am talking to him every day and share a sweet words always and he is very sweet man i know a General can be.

he ask me to open an account to transfer money bank to bank a very large amount of money.and i refuse to do it he still talking to and ask to marry him and sending sweet image of heart all the time it sense like a real one

i meet him in accidentally i did not look for him at all the small message start.he give me email that i have been looking in fake email's and i cant till if they are fake because it is very privet and think it's real but i don't think it is.his profile is Government Army please respond the answer mam Bridget Small i need the answer Please..

Your story shows many signs of a scam.

  1. A person you do not know sends a message.
  2. He uses many kind words. Very soon he wants to marry you. 
  3. He asks you to open a bank account. He asks you to help him transfer money.

If you open a bank account, you tell the bank your name and your social security number. You will be responsible for the account.  

If this is a scam, the man might transfer stolen money into the account. He might ask you to send money to another account. He might ask you to wire the money out of the country. If you do these things, you are helping to commit a crime involving stolen money.  

You could tell him you will not open the account. You can stop sending messages if you don't want to talk.

Thank you so very much :Mam: Bridget Small that's i need it to know about i don't have any experience of any of this.your reply is so helpful to me.i thank you

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