A government program that pays your bills?

Have you heard about a government program that will pay your monthly bills for an up-front payment or processing fee? Here’s a short version of the rest of this post: It’s a scam. Don’t do it.

We’ve heard that this scam is happening in some African-American church communities: people approach church-goers with this so-called deal. And, because it comes up in church, the scam might seem like it could be legit. But take it from me – and the FTC: there is no federal program that pays your monthly bills in exchange for payment of any kind.

What really happens if you pay these scammers? They look real for a minute because they “pay your bills” electronically – but then they cancel the payment. You think your bill is paid, but you’re stuck with not only the original bill, but also a late fee because your payment wasn’t actually processed. And now the scammers have your bank or credit information. Doesn’t sound like much of a deal at all.

If you need help paying bills, or know someone who does, there are some legitimate government sites that can connect you with programs that help with things like medical bills and energy services for people who are eligible. But they won’t ask you to pay them. Also check out how to make a budget or find a credit counselor who can help you manage your money.

Tagged with: debt, scam
Blog Topics: 
Money & Credit


Yes, I received a communication like this. Someone hacked into a friend's MESSAGE function on Facebook, without her knowing it. The person used her name on the message function and contacted me about this "government program." I knew it was a scam so I asked for the information. I was told to call "James Williams" at 303-578-7765. Perhaps you can call this number and find out who it is. I did not call, I just wanted to get this information so I could report i t. Thank you.

They didn't hack into her Message function on Facebook. They started a new account using her name and picture and sent you a friend request possibly telling you that their old account got hacked and to delete it or some other such reason for the new account. Sometimes they don't give reason,just send out friend requests to people already on their friends list.

Be watchful!

yes i have received calls texts and emails about this thank you f.t.c. for informing us that this company is not a legit business i almost responded to this mess again thank you

I know a man in Houston Texas that is targeting people. His name is Marlon Wortham.


I'm not a cyber Bully I'm a 100% Disabled Veteran. But I can call Yahoo.com a cyberbully definite.

Got call from 206.629.6080 (Shoreline, WA) at 11:07 EST today that sounds like this. I told them I would report them.

I was just called tonight from a similar number (206) 472-6031 (Robert Cale) in Washington State. They said I was getting a Federal grant for $9200 and needed to pay $200 first before I could get the money from moneyogram. Said the $200 was to register my name with the FTC first before they could release the money.

I've received "many" of these identical to yours darrell. The latest targeted my mom from a number #727-213-5733, claiming to be ayden hayes. said when she got the 250.00 iTunes gift card the $8,500.00 Federal Grant would be sent to her "while he was on the phone with her.. YEA OKAY... People as soon as You tell the scammer the numbers on the card, Your simply out $250.00... If the gov., wants to give you some money, they dont need any from YOU to start...


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