Tag: debt collection

Getting a call about a debt you don’t owe – or even recognize – can be annoying. It can be downright scary when the caller claims to be a lawyer and threatens legal action if you don’t pay.

Such are...

Do you work or volunteer with people who are concerned about debt or want to improve their credit? Then you might be interested in these three new free booklets. Delivery to your home or office is free, too. Each booklet also is available as an...

Have you ever gotten a call about a debt that isn’t yours? That’s known as a phantom debt, and today, the FTC and the New York Attorney General’s Office announced that they are suing two players in an alleged phantom...

Persistence pays off. Three years ago, I told you the FTC and New York Attorney General (NY AG) announced complaints against debt collectors that allegedly used a slew of abusive and deceptive tactics to pressure consumers into making payments on...

As the nation’s consumer protection agency, the FTC stands up for consumer rights. Every day, we work to shut down scammers and protect consumers everywhere. But we care just as much about empowering you. That’s why National Consumer Protection...

When a debt collector calls, it’s important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when...

Having trouble paying your bills? Are you worried about losing your home or your car? You’re not alone. Many people face a financial crisis at some point in their lives. Here’s what you need to know about getting out of debt.

Self-Help...

January is the perfect month to organize your schedule for the year – and here’s a suggestion. Plan an event during National Consumer Protection Week, March 4-10, 2018. It is the perfect time to help people understand their consumer rights, make...

You have the right to be treated fairly by debt collectors. Under federal law, they can’t use abusive, deceptive or unfair practices to collect from you. But not all debt collectors play by the rules. In fact, at the FTC’s request, a federal...

Paying for school can be a big undertaking. Understanding the difference between federal and private loans and your consolidation and repayment options can save you thousands of dollars.

Some companies promise to help reduce student loan...

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