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Tag: poor credit

If you need cash fast to deal with an emergency, bills, or rent, a payday loan or car title loan might be tempting. But these are expensive loans, and they can trap you in debt. Find out how they work and about other possible ways to get money or...

Your credit score affects whether you can get a loan — and how much you’ll have to pay to borrow money. People with low credit scores often have to pay more. So when a company says they’ll help you pay your way to a higher credit score, you might...

If you feel smothered by your monthly bills, a call from someone who says they can reduce or eliminate your debts might sound like the answer to your problems. But in many cases, unscrupulous people are behind these calls. They don’t have any...

We get it. You’ve got holiday hangover. Bills are trickling in for the gifts you bought last year. You’re already having trouble keeping the resolutions you just made. And you can’t bring yourself to take down the holiday decorations. To top it...

Need a sofa, washer/dryer, TV, or new tires? Don’t have the cash or credit to buy them outright? You may be considering rent-to-own: simply make weekly or monthly payments for a while and you own the goods.

But before you sign on the...

Have you seen a sign offering a car title loan — also known as a pink-slip loan, title pledge or title pawn? These loans use your paid-off car as collateral, and you get a small, short-term loan with a high interest rate. You usually have to...

You want to buy a car and need financing, but your credit isn’t so great. Most dealerships have a Finance and Insurance (F&I) Department that will tell you about their financing options. To get the process started, the F&I Department will...

RMCN Credit Services, Inc. — one of the nation’s largest credit repair companies — has agreed to settle charges that it lied to credit bureaus about information in people’s credit reports and illegally collected fees before performing any...

Dealing with financial trouble is stressful enough. But when a debt collector is hounding you using unscrupulous methods, it can make matters even worse.

The fact is, you have some rights when it comes to dealing with debt collection...

If you’re thinking about applying for a credit card, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says be skeptical of gold, platinum, or pre-approved card offers that promise to get you a major credit card or...

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