Tag: credit repair

You see the ads in newspapers, on TV, and online. You hear them on the radio. You get fliers in the mail, email messages, and maybe even calls offering credit repair services. They all make the same claims:

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Several federal laws protect victims of identity theft.

Summary of RightsDocumenting the TheftWorking with Credit Reporting CompaniesCommunicating with Creditors and Debt CollectorsLimits on Financial Losses from Identity TheftOther Federal...

You've probably seen ads from companies promising a “new credit identity” — that is, a fresh start for your credit history. It may seem like just the thing you need to get your credit back on track, but it’s actually a scam. These companies...