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Tag: credit

Did you apply for credit and get a notice that you got less favorable terms because of your credit report or credit score?

Your credit report and credit scores can affect whether you get credit or the price you pay to get it. If a business...

Is information on your credit report correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. But there are steps you can take to fix mistakes and improve your credit. Maybe...
Shopping for a car? You have options other than paying cash. Whether you finance or lease, here are some things to keep in mind. Before You Buy or Lease a Car Factoring in a Trade-in Financing a Car Leasing a Car Signing the Paperwork After You Get...
Some companies promise you a loan or credit card regardless of your credit history. But they want you to pay a “processing” or other fee first. Those are scams. Learn the telltale signs. What Is an Advance-Fee Loan Scam? Warning Signs of an Advance...
If you don’t make your car payments on time, your lender could have the right to take your car without going to court or telling you first. Learn what can happen, and what you can do, if your vehicle is repossessed. When a Lender Can Take Your Car...
A weather event or disaster may have forced you to leave your home without IDs, money, credit and debit cards, and other documents you need for everyday life. Here are some ideas to help you manage until things get back to normal. Managing Money...
Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services. And your on-time (or late) payment history with utility providers can be...

This April is Financial Literacy Month, so this week we’re talking about financial resiliency. The Coronavirus has been devastating for many people’s financial lives. Through no fault of their own,...

There’s a new coronavirus-related scam making the rounds, but this time the crooks are targeting small businesses. It starts with an email that claims to come from the “Small Business Administration Office of Disaster Assistance.” It says you’re...

There’s a virtual “NO PARKING” sign planted smack in the middle of your credit report. It means that debt collectors can’t report your debt — or your supposed debt — to credit reporting agencies without first trying to check with you.

That...

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