Tag: credit

If you need a short term loan, you may be tempted by ads touting online payday loans. But before you click on a link, the Federal Trade Commission (FTC), the nation's consumer protection agency, has a few caveats to share. 

Lenders Don't...

When you were in school, did you learn about managing your money? I remember learning how to write a check — strangely enough, in music class — but that was about it.

A new resource from the Federal Trade Commission takes you through...

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for...

Owning a car can be a big responsibility. And while you may have gotten up to speed on proper tire inflation and when to replace worn wiper blades, there are some other key things to know. 

For instance, if you took out a loan to buy your...

People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit...

This video shows what happens when someone gets a prepaid card without checking out the fees first.

According to the Consumer Services Protection Commission’s website, it’s a “National consumer protection agency and works For the Consumer to help avoid fraud, deception, and/or unfair business practices in the financial assistance marketplace.”...

A new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States is about $30,000. That’s why it’s important...

When you move into a house or an apartment, you may have to pay for utility services like gas, electricity or water. To get these services, companies often look at your credit history – including your record of paying for utilities at any...

Looking for a loan or credit card but don’t think you’ll qualify? Have you been turned down by a bank because of your poor credit history? You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit...

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