Tag: credit report

We get it. You’ve got holiday hangover. Bills are trickling in for the gifts you bought last year. You’re already having trouble keeping the resolutions you just made. And you can’t bring yourself to take down the holiday decorations. To top it...

Is someone using your personal information to open new accounts, make purchases or get benefits? Report it at IdentityTheft.gov and get a free personal recovery plan.

Have you ever wondered what happens when a company is charged with violating a settlement order with the FTC? Well, ya got trouble. I mean trouble with a capital “T”. And for LifeLock, that trouble comes partly in the form of full refunds of up...

With Halloween almost here, we’ve got a question for you — are your zombie-fighting skills up to snuff?

We’re not talking about fighting just any zombie — this time your undead enemy is zombie debt.

Zombie debt is debt you think is...

When you apply for things like cable or satellite TV, mobile phone service, or internet service, the company might review your credit report. They can use the information in your credit report to give you less favorable terms, meaning they can...

Here’s a fun way to think about a tricky topic. You know the scene in Lewis Caroll’s Alice in Wonderland when the white rabbit hops off saying “I’m late! I’m late! For a very important date!”? Imagine the rabbit is a debt collector. The important...

Would you know what to do if a debt collector reported a debt to a credit reporting agency and then went out of business, leaving no one to confirm or legally collect the debt?

That’s the problem facing consumers whose debts were owned by...

Identity theft happens when someone uses your Social Security number or other personal information to open new accounts, make purchases, or get a tax refund.

Most people who experience identity theft must take several steps to recover....

The Federal Trade Commission and Consumer Financial Protection Bureau don’t play games when it comes to making loan servicers pay for illegal and unscrupulous behavior. Case in point: Green Tree Servicing LLC.

Today, the FTC and CFPB...

If you’re applying for a job — or trying to keep one — a background check may be in your future. So check out the FTC’s newly revised Background Checks brochure for answers to common questions:

Are employers allowed to do background checks...

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