Tag: credit report

You’ve heard about the new law that makes credit freezes free and fraud alerts last one year. If you have questions, you’re not alone. Here are answers to some of the questions we’re hearing most.

Q: I already had a credit freeze in place...

If you manage someone else’s money, protecting your loved one from financial exploitation and scams is among your important responsibilities. Starting September 21st, 2018, a new federal law lets some financial caregivers request a security...

Free credit freezes and year-long fraud alerts are here, starting September 21st, thanks to a new federal law. Here’s what you should know:

Free credit freezes

Security freezes, also known as credit freezes, restrict access to your credit...

If you’re concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can...

If you’re concerned about identity theft, data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

What is a credit freeze? Does a credit freeze...

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s...

A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by asking one of the three nationwide credit bureaus. It has to put the alert on your credit report and tell the other two...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in...

You may be considering whether to place an extended fraud alert or a credit freeze on your credit report. Both are free. But there are important differences between these two options:

An extended fraud alert means that a business must verify...

Do you work or volunteer with people who are concerned about debt or want to improve their credit? Then you might be interested in these three new free booklets. Delivery to your home or office is free, too. Each booklet also is available as an...

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