Tag: debt

Know someone who’s behind on their bills? Are debt collectors calling for payment? There are laws to protect you. Understanding your legal rights when dealing with debt collectors can help you avoid the bad ones who will say anything to get you...

Have you gotten a call, a letter, an email, or a text message about a debt that sounds fishy? Don’t take the bait, because “phantom” debt collectors try to pressure people into paying debts they don’t really owe. In its effort to crack down on...

If you feel smothered by your monthly bills, a call from someone who says they can reduce or eliminate your debts might sound like the answer to your problems. But in many cases, unscrupulous people are behind these calls. They don’t have any...

You might have seen ads for companies that say they can reduce your debt – sometimes for cents on the dollar. All you have to do is pay them. But these offers are not always what they seem.

Watch this video to see the story of Ms. Dorothy...

April showers bring May flowers. April also is a good time to plant seeds for a financially fit future. After all, April is Financial Literacy Month.

Seeds of information from the Federal Trade Commission are free. They include...

When a debt collector harasses and threatens you, it can be downright distressing – and illegal.

The FTC announced a complaint and settlement with American Municipal Services Corporation (AMS), which collects debts for cities and towns....

New for National Consumer Protection Week 2017, the FTC will take part in a Facebook Live chat with USA.gov on Tuesday, March 7th at 2:30pm Eastern.

The Facebook Live chat will cover the ten things you can do to avoid fraud, and show you...

Have you heard about a government program that will pay your monthly bills for an up-front payment or processing fee? Here’s a short version of the rest of this post: It’s a scam. Don’t do it.

We’ve heard that this scam is happening in...

Debt buying is big business. That’s the sale of old debt, for pennies on the dollar, by creditors to buyers who then attempt to collect the debt or sell it to other buyers.

But when a person or company sells fake debt portfolios, that’s...

When you apply for credit, insurance, phone service, or even to rent a place to live, providers want to know if you’re a good risk. They use credit scores to help them decide.

A credit score is a number. A high credit score means you have...

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