Tag: debt

Would you know what to do if a debt collector reported a debt to a credit reporting agency and then went out of business, leaving no one to confirm or legally collect the debt?

That’s the problem facing consumers whose debts were owned by...

My grandma kept an eye out for cheaters. (No, not that kind.) Back in the day, if a salesman knocked on her front door, she waved them off. Before caller ID, she hung up on telemarketers. But a call from a phony debt collector? She might have...

If you’re in Kansas City, Missouri on July 11-14, come see the FTC at the annual National Council of La Raza conference. Bilingual staff will be at our booth to answer all of your questions about how to detect and avoid fraud. We also will be...

Tired of robocalls? The FTC just shut down Payless Solutions, a scam using illegal robocalls to lie about lowering your credit card interest rate.

Here’s the scam: A robocall – often from “Card Services” – says that you qualify for a...

It could start with an unexpected text message or email like this:

ALERT! YOUR PAYMENT FOR $$IS SCHEDULED FOR 6/19/15CALL XXX-XXX-XXXX

Hold on. The message is a lie. You don’t have payment arrangements with anyone. So...

If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

 

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces...

The caller is irate, intimidating and — despite the foul language — sounds convincing. He says you must make good on a payday loan or your wages will be garnished. If you applied for a payday loan before, you might start questioning your memory...

When National Consumer Protection Week starts on Sunday, it will mark the 17th year of a growing partnership. NCPW now includes 89 federal, state and local agencies and non-profits working together to connect people with the best consumer...

On the heels of their victory against National Check Registry, the FTC and the New York Attorney General teamed up again to announce two complaints against debt collectors that allegedly used a slew of abusive and deceptive tactics to pressure...

Many people who take out payday loans have trouble paying them off quickly. A recent FTC case shows how dishonest companies can take advantage of people who can’t make their payments, while fees and interest costs grow.

Payday Support...

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